651 Charbray Dr, Ballwin, MO 63011 Property Records

St. Louis County property record for 651 Charbray Dr, Ballwin, MO 63011

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,426 sqft · built 1971
Lot Size	0.37 acres (16,095 sqft)
Owner	2 Individual Names on Record
Last Sale	$646,912 (Oct 2024)
Tax Bill	$5,726 (2024)
Deeds & Mortgages	Oct 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21T-61-0089`

Property Details

APN / Parcel Number

Primary APN	`21T-61-0089`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,426 sqft Living Area
Gross Area	2,974 sqft
1st Floor Area	2,426 sqft
Basement Area	42 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	16,095 sqft (0.37 acres)
Lot Dimensions	178 ft deep x 75 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Deck Area	168 sqft
Patio Area	1,016 sqft
Balcony Area	16 sqft
Poultry House	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	651 CHARBRAY DR
City	BALLWIN
State	MO
Zip	63011-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-2
Legal Description	CLEARVIEW PLAT 2 LOT 60
Legal Subdivision	CLEARVIEW PLAT 2
Legal Lot Number	60
Jurisdiction	ST LOUIS MO
Township / Civil Division	LAFAYETTE
Census Block Group	1
Census Block	1012
Census Tract	217852

Owner

Source: St. Louis County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	651 CHARBRAY DR, BALLWIN, MO 63011-1511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2024 · Amount on Record
Deed Sale	Oct 21, 2024 · Amount on Record
Prior Sale	Dec 18, 2000 · Amount on Record
Deed Document Number	2024289
Prior Transfer Date	Mar 20, 2013
Prior Transfer Doc	0204291068
Record Updated	Jun 8, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 21, 2024
Property Address	651 CHARBRAY DR, BALLWIN, MO 63011-1511
Document Number	2024102100289
Map Reference	MB 136 PG 82&83
Instrument Date	Oct 16, 2024
Instrument	2024102100289
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16511 WILD HORSE CREEK RD APT 418, 418, CHESTERFIELD, MO 63017-1443

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	651 CHABRAY DRIVE, BALLWIN, MO 63011-1511

Mortgage

Document Number	2024102100290
Date	Oct 21, 2024
Instrument	2024102100290

Lender

Name	SOFI BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,540 (+11.7%) Land $31,690 Building $59,850	$481,800 (+11.71%) Land $166,800 Building $315,000
2024	$5,726.00 (+0.09%)
2023	$5,721.00 (+15.79%)	$81,950 (+24.05%) Land $23,770 Building $58,180	$431,300 (+24.04%) Land $125,100 Building $306,200
2022	$4,941.00	$66,060 Land $23,770 Building $42,290
2021			$347,700 Land $125,100 Building $222,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20