628 Charbray Dr, Ballwin, MO 63011 Property Records

St. Louis County property record for 628 Charbray Dr, Ballwin, MO 63011

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,535 sqft · built 1971
Lot Size0.289 acres (12,602 sqft)
Owner2 Individual Names on File
Last Sale$142,900 (Jun 1996)
Tax Bill$4,358 (2024)
Deeds & MortgagesJul 2023 Sale
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN21T-3-3-015-0

Property Details

APN / Parcel Number

Primary APN21T-3-3-015-0

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,535 sqft Living Area
1st Floor Area1,535 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Architectural StyleRanch
Exterior MaterialOther
Construction TypeFrame
Foundation TypeRaised
Lot Area12,602 sqft (0.289 acres)
Lot Dimensions140 ft deep x 90 ft wide
Garage Area525 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area91 sqft
Patio Area130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address628 CHARBRAY DR
CityBALLWIN
StateMO
Zip63011-1512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code93R-2
Legal DescriptionCLEARVIEW PLAT 2
Legal SubdivisionCLEARVIEW PLAT 2
Legal Lot Number48
JurisdictionST LOUIS MO
Township / Civil DivisionLAFAYETTE
Census Block Group1
Census Block1035
Census Tract217852

Owner

Source: St. Louis County records · APN 21T-3-3-015-0

Assessment roll updated May 31, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address628 CHARBRAY DR, BALLWIN, MO 63011-1512
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2023Beneficiary Deed, Transfer
Jan 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 01, 1996 · Amount on Record
Deed SaleJun 01, 1996 · Amount on Record
Record UpdatedJun 08, 2026

July 2023: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST LOUIS MO
Recording DateJul 14, 2023
Property Address628 CHARBRAY DR, BALLWIN, MO 63011-1512
Document Number2023071400542
Map ReferenceMB 136 PG 82&83
Instrument DateJun 21, 2023
Instrument2023071400542
Transaction TypeTransfer
Record UpdatedFeb 14, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address628 CHARBRAY DR, BALLWIN, MO 63011-1512

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 CHARBRAY DR, BALLWIN, MO 63011-1512

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address628 CHARBRAY DR, BALLWIN, MO 63011-1512
Transaction TypeMortgage
Record UpdatedJun 18, 2021
Title CompanyTITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 CHARBRAY DR, BALLWIN, MO 63011-1512

Mortgage

Document Number0245720456
DateJan 08, 2021
Book Page24572/456
Instrument2021010800058
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated May 31, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityBallwin City
CountySt. Louis County
Unified School DistrictRockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$67,700 (+8.7%) Land $30,590 Building $37,110$356,300 (+8.69%) Land $161,000 Building $195,300
2024$4,358.00 (+0.07%)
2023$4,355.00 (+23.97%)$62,280 (+32.6%) Land $22,950 Building $39,330$327,800 (+32.61%) Land $120,800 Building $207,000
2022$3,513.00$46,970 Land $22,950 Building $24,020
2021$247,200 Land $120,800 Building $126,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

Based on FCC filings for 288 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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