McLeod County property record for 651 Bowman St, Stewart, MN 55385
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 995 sqft · built 1952 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,548 (2026) |
| Deeds & Mortgages | Nov 2011 Line of Credit May 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20.050.0360 |
| Primary APN | 20.050.0360 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 995 sqft Total Area |
| 1st Floor Area | 1,000 sqft |
| Basement Area | 476 sqft |
| Finished Basement | 476 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 150 ft deep x 55 ft wide |
| Garage Type | Mixed |
| Garage Area | 384 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 47 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 651 BOWMAN ST |
|---|---|
| City | STEWART |
| State | MN |
| Zip | 55385-8312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN OF STEWART BLOCK-007 LOT 2 & N'LY 5' OF LOT 3 |
| Legal Subdivision | TOWN OF STEWART |
| Legal Block | 7 |
| Legal Lot Number | 2-3 |
| Jurisdiction | MCLEOD MN |
| Township / Civil Division | STEWART |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 950500 |
651 Bowman St is owned and occupied by an individual.
Source: McLeod County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 651 BOWMAN ST, STEWART, MN 55385-8312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2011 | Deed of Trust, Mortgage · Line of Credit U.S. BANK NATIONAL ASSOCIATION ND |
| May 9, 2025 | Transfer on Death Deed, Transfer |
| May 9, 2025 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEOD MN |
| Property Address | 651 BOWMAN ST, STEWART, MN 55385-8312 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000A399161 |
|---|---|
| Date | Nov 4, 2011 |
| Instrument | A399161 |
| Name | U.S. BANK NATIONAL ASSOCIATION ND |
|---|---|
| Type | Seller |
| Address | 4325 17TH AVE S, FARGO, ND 58125 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MCLEOD MN |
| Recording Date | May 9, 2025 |
| Property Address | 651 BOWMAN ST, STEWART, MN 55385-8312 |
| Document Number | 0000472660 |
| Instrument Date | May 6, 2025 |
| Instrument | 472660 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 651 BOWMAN ST, STEWART, MN 55385-8312 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | MCLEOD MN |
| Recording Date | May 9, 2025 |
| Property Address | 651 BOWMAN ST, STEWART, MN 55385-8312 |
| Document Number | 0000472659 |
| Map Reference | BK 157 PG 165 |
| Instrument Date | May 6, 2025 |
| Instrument | 472659 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 51, STEWART, MN 55385-0051 |
The 2026 property tax bill for 651 Bowman St was $2,548 with a homeowner's exemption.
Source: McLeod County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | McLeod County |
| Municipality | Stewart City |
| Unified School District | Buffalo Lake-Hector-Stewart Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,548.00 Homeowner's exemption | ||
| 2025 | $168,400 Land $12,300 Building $156,100 | $168,400 Land $12,300 Building $156,100 | |
| 2022 | $127,100 Land $10,700 Building $116,400 | $127,100 Land $10,700 Building $116,400 | |
| 2019 | $1,220.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 651 Bowman St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 23, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 651 Bowman St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Stewart serves 482 people · EPA ID MN1430009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.58 mg/L (2025) action level 1.3 mg/L |
Listed by EPA as a serious violator.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Arsenic resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| RS Fiber Cooperative Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
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