McLeod County property record for 650 Bowman St, Stewart, MN 55385
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,698 sqft · built 1923 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $189,000 (Feb 2025) |
| Tax Bill | $4,178 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20.050.0310 |
| Primary APN | 20.050.0310 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,698 sqft Total Area |
| 1st Floor Area | 944 sqft |
| Basement Area | 224 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Mixed |
| Garage Area | 544 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Patio |
| Porch Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 650 BOWMAN ST |
|---|---|
| City | STEWART |
| State | MN |
| Zip | 55385-8312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN OF STEWART BLOCK-006 LOTS 1, 4 & 5 |
| Legal Subdivision | TOWN OF STEWART |
| Legal Block | 6 |
| Legal Lot Number | 1,4-5 |
| Jurisdiction | MCLEOD MN |
| Township / Civil Division | STEWART |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 950500 |
650 Bowman St is owned and occupied by two individuals who bought it in February 2025.
Source: McLeod County records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 650 BOWMAN ST, STEWART, MN 55385-8312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Jun 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage SOUTHPOINT FCU |
| Jun 20, 2022 | Affidavit of Death of Joint Tenant, Transfer TITLEMARK PLLC, TITLE MARK LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2025 · Amount on File |
| Deed Sale | Feb 14, 2025 · Amount on File |
| Prior Sale | Jun 13, 2022 · Amount on File |
| Deed Document Number | 20251735333 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEOD MN |
| Property Address | 650 BOWMAN ST, STEWART, MN 55385-8312 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000476590 |
|---|---|
| Date | Feb 18, 2026 |
| Instrument | 476590 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEOD MN |
| Recording Date | Jun 21, 2022 |
| Property Address | 650 BOWMAN ST, STEWART, MN 55385 |
| Document Number | 0000459695 |
| Instrument Date | Jun 13, 2022 |
| Instrument | 459695 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Title Company | TITLEMARK PLLC, TITLE MARK LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $626.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 650 BOWMAN ST, STEWART, MN 55385 |
| Document Number | 0000459696 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 459696 |
| Name | SOUTHPOINT FCU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 4% |
|---|
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | MCLEOD MN |
| Recording Date | Jun 20, 2022 |
| Property Address | 650 BOWMAN ST, STEWART, MN 55385 |
| Document Number | 0000459678 |
| Instrument Date | Jun 13, 2022 |
| Instrument | 459678 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Title Company | TITLEMARK PLLC, TITLE MARK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12174 YACHT AVE, HUTCHINSON, MN 55350 |
The 2026 property tax bill for 650 Bowman St was $4,178 with a homeowner's exemption.
Source: McLeod County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | McLeod County |
| Municipality | Stewart City |
| Unified School District | Buffalo Lake-Hector-Stewart Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,178.00 Homeowner's exemption | ||
| 2025 | $252,200 Land $28,200 Building $224,000 | $252,200 Land $28,200 Building $224,000 | |
| 2022 | $176,400 Land $24,500 Building $151,900 | $176,400 Land $24,500 Building $151,900 | |
| 2019 | $2,294.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 650 Bowman St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 23, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 650 Bowman St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Stewart serves 482 people · EPA ID MN1430009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.58 mg/L (2025) action level 1.3 mg/L |
Listed by EPA as a serious violator.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Arsenic resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| RS Fiber Cooperative Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
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