6505 Saint James Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 6505 Saint James Dr, Carmichael, CA 95608 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,013 sqft · built 1960
Lot Size	0.285 acres (12,430 sqft)
Owner	Company Name on File
Tax Bill	$660 (2025)
Deeds & Mortgages	May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`236-0165-007-0000`

Property Details

APN / Parcel Number

Primary APN	`236-0165-007-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,013 sqft Living Area
1st Floor Area	1,013 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	12,430 sqft (0.285 acres)
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	6505 SAINT JAMES DR
City	CARMICHAEL
State	CA
Zip	95608-0946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JAMES TOWNE 02, LOT 93
Legal Subdivision	JAMES TOWNE 02
Legal Lot Number	93
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3011
Census Tract	7903

Owner

Source: Sacramento County records · APN 236-0165-007-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	6505 SAINT JAMES DR, CARMICHAEL, CA 95608-0946
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 18, 1996
Transfer Doc	9603000887
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6505 SAINT JAMES DR, CARMICHAEL, CA 95608-0946
Document Number	1906111016
Instrument Date	May 31, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6505 SAINT JAMES DR CARMICHAEL CA 956080946, CARMICHAEL, CA 95608-0946

Mortgage

Document Number	1906111016
Date	Jun 11, 2019
Instrument	1906111016

Lender

Name	SCHOOLS FCU
Type	Credit Union
Address	SACRAMENTO, CA 95815

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 10, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$61,690 (+2%) Land $19,442 Building $42,248
2025	$660.00 (+2.33%) Homeowner's exemption	$60,481 (+4.04%) Land $19,061 Building $41,420
2024	$645.00 (+1.9%)
2023	$633.00 (+2.26%) Homeowner's exemption	$58,134 Land $18,322 Building $39,812
2022	$619.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.