6459 Saint James Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 6459 Saint James Dr, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,020 sqft · built 1960
Lot Size	0.203 acres (8,830 sqft)
Owner	2 Individual Names on File
Last Sale	$501,000 (May 2024)
Tax Bill	$6,184 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`236-0162-006-0000`

Property Details

APN / Parcel Number

Primary APN	`236-0162-006-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,020 sqft Living Area
1st Floor Area	1,020 sqft
Bonus Room	Bonus Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	8,830 sqft (0.203 acres)
Garage Area	482 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6459 SAINT JAMES DR
City	CARMICHAEL
State	CA
Zip	95608-0961
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	JAMES TOWNE 02, LOT 84
Legal Subdivision	JAMES TOWNE 02
Legal Lot Number	84
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3015
Census Tract	7903

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6459 SAINT JAMES DR, CARMICHAEL, CA 95608-0961
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Dec 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG
Apr 30, 2019	Deed of Trust, Mortgage · Conventional with PMI PROVIDENT FNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 31, 2024 · Amount on Record
Deed Sale	May 31, 2024 · Amount on Record
Prior Sale	Oct 31, 2016 · Amount on Record
Deed Book / Page	20240531 / 349
Prior Transfer Date	Jul 23, 2021
Prior Transfer Doc	2021000475
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 1, 2021
Property Address	6459 SAINT JAMES DR, CARMICHAEL, CA 95608-0961
Document Number	2021110100475
Map Reference	MB 53 MAP 31
Instrument Date	Jul 23, 2021
Instrument	2021110100475
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6459 SAINT JAMES DR, CARMICHAEL, CA 95608-0961

Mortgage

Document Number	2021110100476
Date	Nov 1, 2021
Instrument	2021110100476

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Aug 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6459 SAINT JAMES DR, CARMICHAEL, CA 95608-0961
Document Number	2101260293
Instrument Date	Dec 19, 2020
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6459 SAINT JAMES DR CARMICHAEL CA 956080961, CARMICHAEL, CA 95608-0961

Mortgage

Document Number	2101260293
Date	Jan 26, 2021
Instrument	2101260293

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6459 SAINT JAMES DR, CARMICHAEL, CA 95608-0961
Document Number	1905060885
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	May 16, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6459 SAINT JAMES DR CARMICHAEL CA 956080961, CARMICHAEL, CA 95608-0961

Mortgage

Document Number	1905060885
Date	May 6, 2019
Instrument	1905060885

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$521,240 (+2%) Land $119,646 Building $401,594
2025	$6,184.00 (+69.29%)	$511,020 (+68.73%) Land $117,300 Building $393,720
2024	$3,653.00 (+1.64%)
2023	$3,594.00 (+2.1%) Homeowner's exemption	$302,858 Land $87,844 Building $215,014
2022	$3,520.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Succeed.Net.

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