65043 Lagoon Forest Dr, Yulee, FL 32097 Property Records

Nassau County property record for 65043 Lagoon Forest Dr, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,058 sqft · built 2007
Lot Size	0.146 acres (6,367 sqft)
Owner	2 Individual Names on Record
Last Sale	$274,000 (Jun 2019)
Tax Bill	$6,066 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-2N-26-1830-0167-0000`

Property Details

APN / Parcel Number

Primary APN	`11-2N-26-1830-0167-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,058 sqft Living Area
Gross Area	3,454 sqft
1st Floor Area	1,364 sqft
Upper Floors Area	1,694 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,367 sqft (0.146 acres)
Garage Type	Attached
Garage Area	396 sqft
Porch	Screened/Unfinished Porch
Porch Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	65043 LAGOON FOREST DR
City	YULEE
State	FL
Zip	32097-0631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 167 RIVER GLEN #1 PB 7/263
Legal Range	26E
Legal Township	02N
Legal Section	11
Legal Subdivision	RIVER GLEN
Legal Lot Number	167
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	2
Census Block	2025
Census Tract	50307

Owner

Source: Nassau County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	65043 LAGOON FOREST DR, YULEE, FL 32097-0631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT LP, MORTGGE CONNECT LP
Oct 31, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 25, 2020	Deed of Trust, Mortgage · FHA Mortgage DMI MORTGAGE SERVICING
Jun 25, 2019	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2019 · Amount on Record
Deed Sale	Jun 25, 2019 · Amount on Record
Prior Sale	Oct 11, 2007 · Amount on Record
Deed Document Number	201945019990
Deed Book / Page	2284 / 1037
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Recording Date	Jul 1, 2026
Property Address	65043 LAGOON FOREST DR, YULEE, FL 32097-0631
Document Number	0000019865
Book / Page	2878 / 1882
Instrument Date	Jun 4, 2026
Instrument	202619865
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	MORTGAGE CONNECT LP, MORTGGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65043 LAGOON FOREST DR, YULEE, FL 32097-0631

Mortgage

Document Number	0000019865,
Date	Jul 1, 2026
Book Page	2878/1882
Instrument	202619865

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Jul 1, 2049

Interest

Rate	6.37%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	65043 LAGOON FOREST DR, YULEE, FL 32097-0631
Transaction Type	Mortgage
Record Updated	Nov 21, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65043 LAGOON FOREST DR, YULEE, FL 32097-0631

Mortgage

Document Number	0026761421
Date	Oct 31, 2023
Book Page	2676/1421
Instrument	202345032943

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Jul 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	65043 LAGOON FOREST DR, YULEE, FL 32097-0631
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65043 LAGOON FOREST DR, YULEE, FL 32097-0631

Mortgage

Document Number	0024111531
Date	Nov 25, 2020
Book Page	2411/1531
Instrument	202045038411

Lender

Name	DMI MORTGAGE SERVICING
Type	Non-Lending Institution
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Jul 1, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jun 25, 2019
Property Address	65043 LAGOON FOREST DR, YULEE, FL 32097-0631
Document Number	0022841037
Book / Page	2284 / 1037
Map Reference	MB 7 PG 263-269
Instrument Date	Jun 24, 2019
Instrument	201945019990
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,918.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 FOREST SPRING DR, 131, PONTE VEDRA, FL 32081-0018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65043 LAGOON FOREST DR, YULEE, FL 32097-0631

Mortgage

Document Number	0022841039
Date	Jun 25, 2019
Instrument	2284-1039

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,066.00 (+0.83%) Homeowner's exemption	$278,922 (+2.9%)	$370,654 (+3.89%) Land $55,000 Building $315,654
2024	$6,016.00 (+2.8%) Homeowner's exemption	$271,061 (+3%)	$356,770 (+3.86%) Land $55,000 Building $301,770
2023	$5,852.00 (+10.37%) Homeowner's exemption	$263,166 (+3%)	$343,503 (+16.68%) Land $55,000 Building $288,503
2022	$5,302.00 Homeowner's exemption	$255,501	$294,404 Land $55,000 Building $239,404

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 142 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	142 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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