Osceola County property record for 6504 Cottage Ln, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,279 sqft · built 2007 |
| Lot Size | 0.512 acres (22,346 sqft) |
| Owner | Individual Name on File |
| Last Sale | $549,000 (Apr 2025) |
| Tax Bill | $6,132 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 127546 |
| Primary APN | 127546 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,279 sqft Heated Area |
| Gross Area | 3,205 sqft |
| 1st Floor Area | 1,991 sqft |
| Upper Floors Area | 288 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,346 sqft (0.512 acres) |
| Garage Type | Finished |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 286 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 127546 |
|---|---|
| Street Address | 6504 COTTAGE LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTHSHORE-STAGE TWO PB 17 PGS 35-36 LOT 84 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 02 |
| Legal Subdivision | NORTHSHORE-STATE ONE |
| Legal Tract | 4433 |
| Legal Block | 1 |
| Legal Lot Number | 84 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 43801 |
Source: Osceola County records · APN 127546
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 6504 COTTAGE LN, SAINT CLOUD, FL 34771-8805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 28, 2025 · Amount on Record |
| Deed Sale | Apr 28, 2025 · Amount on Record |
| Prior Sale | Jun 14, 2016 · Amount on Record |
| Deed Document Number | 2025052768 |
| Deed Book / Page | 6777 / 1358 |
| Record Updated | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,132.00 (+11.63%) | $391,200 (+1.74%) Land $65,000 Building $326,200 | $391,200 (+1.74%) Land $65,000 Building $326,200 |
| 2023 | $5,493.00 (+15.35%) | $384,500 (+26.19%) Land $65,000 Building $319,500 | $384,500 (+26.19%) Land $65,000 Building $319,500 |
| 2022 | $4,762.00 | $304,700 Land $60,000 Building $244,700 | $304,700 Land $60,000 Building $244,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 192 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 192 in force |
| Nearby Flood Claims | 6 (2002–2023) |
| Most Recent Claim | Nov 2023, rainfall accumulation |
| Wildfire Risk | High above 71% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 345 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 166 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 2,000 / 1,000 |
| Spectrum | Cable | 1,000 / 35 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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