6503 Cottage Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6503 Cottage Ln, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	6 Beds
Bathrooms	3 Baths
Year Built	Built 2005
Square Footage	3,894 sqft Heated Area
Lot Size	23,217 sqft (0.532 acres)
Garage	Finished, 609 sqft
Occupancy	Owner Occupied
Tax Bill	$4,703.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`95265`
Alternative APN	`022631443200010700`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	3,894 sqft Heated Area
Gross Area	4,949 sqft Gross Area
1st Floor	2,001 sqft 1st Floor
Upper Floors	1,893 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2005
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	23,217 sqft (0.532 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	609 sqft Garage

Exterior Amenities

Pool Area	484 sqft Pool
Fence	Fence
Shed	1 Shed
Shed Area	144 sqft Shed
Deck Area	652 sqft Deck
Porch	Finished/Screened Porch
Porch Area	446 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	95265
Street Address	6503 COTTAGE LN
City	SAINT CLOUD
State	FL
Zip	34771-8811
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NORTHSHORE-STAGE ONE PB 10 PG 154-156 LOT 70
Legal Range	31E
Legal Township	26S
Legal Section	02
Legal Subdivision	NORTHSHORE-STATE ONE
Legal Tract	4432
Legal Block	1
Legal Lot Number	70
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1034
Census Tract	43801

Owner

Source: Osceola County records · APN 95265

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6503 COTTAGE LN, SAINT CLOUD, FL 34771-8811
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 10, 2021
Deed Sale	Dec 10, 2021
Prior Sale	Jun 01, 2004
Deed Doc Number	2004120136
Deed Book / Page	2529 / 0098
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,703.00 (+7.13%) Homeowner's exemption Widower's exemption	$333,887 (+5.99%)	$573,500 (+1.45%) Land $65,000 Building $508,500
2023	$4,390.00 (+3.22%) Homeowner's exemption Widower's exemption	$315,028 (+3.72%)	$565,300 (+26.58%) Land $65,000 Building $500,300
2022	$4,253.00 Homeowner's exemption Widower's exemption	$303,717	$446,600 Land $60,000 Building $386,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 71% of the US · above 52% of Florida
Wildfire Likelihood	About 1 in 345 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.