650 Westgate Ln, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 650 Westgate Ln, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 2,485 sqft · built 2022
Lot Size	1 acre (43,560 sqft)
Owner	Company Name on File
Last Sale	$285,000 (Aug 2020)
Tax Bill	$12,243 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`091-183-002`

Property Details

APN / Parcel Number

Primary APN	`091-183-002`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,485 sqft Living Area
1st Floor Area	2,485 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	43,560 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	650 WESTGATE LN
City	NIPOMO
State	CA
Zip	93444-5749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 2650 LT 2
Legal Subdivision	TRACT 2650
Legal Tract	2650
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1037
Census Tract	12305

Owner

650 Westgate Ln is owned by a company that acquired it in March 2024 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	650 WESTGATE LN, NIPOMO, CA 93444-5749
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2020 · Amount on File
Deed Sale	Aug 13, 2020 · Amount on File
Deed Document Number	202042548
Last Transfer Date	Mar 20, 2024
Transfer Doc	0000024550
Record Updated	Sep 20, 2026

August 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 13, 2020
Property Address	650 GATES CT, PASO ROBLES, CA 93446
Document Number	0000042548
Instrument Date	Aug 10, 2020
Instrument	42548
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 17, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$314.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2470 BAYSIDE PL ARROYO GRANDE CA 934206544, ARROYO GRANDE, CA 93420-6544

Mortgage

Document Number	42549
Date	Aug 13, 2020
Instrument	42549

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 650 Westgate Ln was $12,243 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,180,607 (+2%) Land $341,723 Building $838,884
2025	$12,243.00 Homeowner's exemption	$1,157,459 Land $335,023 Building $822,436
2023	$11,695.00 (+58.94%) Homeowner's exemption	$1,112,514 Land $322,014 Building $790,500
2022	$7,358.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 650 Westgate Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 650 Westgate Ln is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20