Salem County and Pittsgrove Township property record for 650 Upper Neck Rd, Elmer, NJ 08318
| Property Type | Single Family Home |
|---|---|
| Details | 1,164 sqft · built 1975 |
| Lot Size | 2.51 acres (109,771 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,659 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00304-0000-00030 |
| Primary APN | 11-00304-0000-00030 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,164 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 109,771 sqft |
| Old Parcel Number | 1100023000000027I |
|---|---|
| Street Address | 650 UPPER NECK RD |
| City | ELMER |
| State | NJ |
| Zip | 08318-4544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | TOWNSHIP/PITTSGROVE |
| Legal Block | 304 |
| Legal Lot Number | 30 |
| Jurisdiction | SALEM NJ |
| Township / Civil Division | PITTSGROVE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 21102 |
650 Upper Neck Rd is owned and occupied by two individuals who acquired it in March 1977.
Source: Salem County and Pittsgrove Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 650 UPPER NECK RD, ELMER, NJ 08318-4544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2017 | Deed of Trust, Mortgage AMERICAN ADVISORS |
| Dec 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 1977 |
| Deed Sale | Mar 30, 1977 |
| Deed Book / Page | 588 / 71 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM NJ |
| Property Address | 650 UPPER NECK RD, ELMER, NJ 08318-4544 |
| Document Number | 0043490268 |
| Instrument Date | Dec 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2018 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 650 UPPER NECK RD ELMER NJ 083184544, ELMER, NJ 08318-4544 |
| Document Number | 0043490268 |
|---|---|
| Date | Jan 3, 2018 |
| Book Page | 004349/000268 |
| Instrument | 123262 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Amount | Amount on Record |
|---|---|
| Term | 1044 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.93% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM NJ |
| Property Address | 650 UPPER NECK RD, ELMER, NJ 08318-4544 |
| Document Number | 0043490283 |
| Instrument Date | Dec 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 650 UPPER NECK RD ELMER NJ 083184544, ELMER, NJ 08318-4544 |
| Document Number | 0043490283 |
|---|---|
| Date | Jan 3, 2018 |
| Book Page | 004349/000283 |
| Instrument | 123263 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 1044 Months |
The 2025 property tax bill for 650 Upper Neck Rd was $5,659 with a disabled person's exemption, up 0.9% from the year before.
Source: Salem County and Pittsgrove Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Salem County |
| County Subdivision | Pittsgrove Township |
| Unified School District | Pittsgrove Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $138,600 (-) Land $52,600 Building $86,000 | $138,600 (-) Land $52,600 Building $86,000 | |
| 2025 | $5,659.00 (+0.86%) Disabled Person's exemption | $138,600 Land $52,600 Building $86,000 | $138,600 Land $52,600 Building $86,000 |
| 2024 | $5,611.00 | ||
| 2023 | $138,600 Land $52,600 Building $86,000 | $138,600 Land $52,600 Building $86,000 | |
| 2022 | $5,237.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 650 Upper Neck Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 27, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 650 Upper Neck Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 75% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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