649 Upper Neck Rd, Elmer, NJ 08318 Property Records

Salem County and Pittsgrove Township property record for 649 Upper Neck Rd, Elmer, NJ 08318

Property Summary

Property TypeSingle Family Home
Details1,536 sqft · built 1999
Lot Size8.43 acres (367,646 sqft)
OwnerIndividual Name on Record
Tax Bill$8,031 (2025)
Deeds & MortgagesAug 2023 Mortgage
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN11-00603-0000-00009-01

Property Details

APN / Parcel Number

Primary APN11-00603-0000-00009-01
Alternative APN
  • 11006030000000090001

Interior

Stories1 Story
Building Area1,536 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area367,646 sqft

Location & Zoning

Street Address649 UPPER NECK RD
CityELMER
StateNJ
Zip08318-4545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionADDITIONAL LOTS: WOODLAND PLAN
Legal Block603
Legal Lot Number9.1
JurisdictionSALEM NJ
Township / Civil DivisionPITTSGROVE
Census Block Group1
Census Block1017
Census Tract21102

Owner

Source: Salem County and Pittsgrove Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address649 UPPER NECK RD, ELMER, NJ 08318-4545
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2023Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Sep 29, 2018Deed of Trust, Mortgage · FHA Mortgage
MORTGAGE NOW

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALEM NJ
Property Address649 UPPER NECK RD, ELMER, NJ 08318-4545
Transaction TypeMortgage
Record UpdatedAug 30, 2023
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0046731093
DateAug 17, 2023
Book Page4673/1093
Instrument2023007160
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALEM NJ
Property Address649 UPPER NECK RD, ELMER, NJ 08318-4545
Document Number0045010092
Instrument DateSep 29, 2018
Transaction TypeMortgage
Record UpdatedOct 23, 2019
Title CompanyALLSTATES TITLE SERVICES INC, ALLSTATES TITLE SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address649 UPPER NECK RD PITTSGROVE NJ 083184545, PITTSGROVE, NJ 08318-4545

Mortgage

Document Number0045010092
DateNov 28, 2018
Book Page004501/000092
Instrument136212
Lender
NameMORTGAGE NOW
TypeMortgage Company
AddressSHREWSBURY, NJ 07702
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 27, 2048

Tax Assessment & Valuation

Source: Salem County and Pittsgrove Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySalem County
County SubdivisionPittsgrove Township
Unified School DistrictPittsgrove Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$188,400 (-) Land $74,000 Building $114,400$188,400 (-) Land $74,000 Building $114,400
2025$8,031.00 (+0.8%)$188,400 (-) Land $74,000 Building $114,400$188,400 (-) Land $74,000 Building $114,400
2024$7,967.00 (+6.82%)
2023$188,400 Land $74,000 Building $114,400$188,400 Land $74,000 Building $114,400
2022$7,458.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · above 74% of New Jersey
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Upper Neck Rd

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