650 Twin Valley Dr, Clemmons, NC 27012 Property Records

Davidson County property record for 650 Twin Valley Dr, Clemmons, NC 27012

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,591 sqft · built 2005
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$126,000 (Dec 2007)
Tax Bill	$970 (2025)
Deeds & Mortgages	Apr 2020 Loan Modification Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-007-N-000-0073`

Property Details

APN / Parcel Number

Primary APN	`03-007-N-000-0073`
Alternative APN	`9093716`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,591 sqft Total Area
1st Floor Area	1,115 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Area	276 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9093716
Street Address	650 TWIN VALLEY DR
City	CLEMMONS
State	NC
Zip	27012-6735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	PB29-76 L73 BK1836-464 SPRING CRK 3
Jurisdiction	DAVIDSON NC
Township / Civil Division	ARCADIA
Census Block Group	2
Census Block	2000
Census Tract	60302

Owner

Source: Davidson County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	650 TWIN VALLEY DR, CLEMMONS, NC 27012-6735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2020	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK
Jan 9, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 9, 2018	Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2007 · Amount on Record
Deed Sale	Dec 27, 2007 · Amount on Record
Prior Sale	Dec 8, 2005 · Amount on Record
Deed Document Number	200734779
Deed Book / Page	1836 / 464
Prior Transfer Date	Jun 7, 2007
Prior Transfer Doc	0017960611
Record Updated	Oct 29, 2026

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DAVIDSON NC
Property Address	650 TWIN VALLEY DR, CLEMMONS, NC 27012-6735
Document Number	0024070694
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 TWIN VALLEY DR CLEMMONS NC 270126735, CLEMMONS, NC 27012-6735

Mortgage

Document Number	0024070694
Date	May 8, 2020
Book Page	002407/000694
Instrument	9790

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

Interest

Rate	3.37%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	650 TWIN VALLEY DR, CLEMMONS, NC 27012-6735
Document Number	0023012225
Instrument Date	Jan 9, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 TWIN VALLEY DR CLEMMONS NC 270126735, CLEMMONS, NC 27012-6735

Mortgage

Document Number	0023012225
Date	Jan 30, 2018
Book Page	002301/002225
Instrument	1817

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2048

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DAVIDSON NC
Property Address	650 TWIN VALLEY DR, CLEMMONS, NC 27012-6735
Document Number	0023022482
Instrument Date	Jan 9, 2018
Transaction Type	Mortgage
Record Updated	Feb 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 TWIN VALLEY DR CLEMMONS NC 270126735, CLEMMONS, NC 27012-6735

Mortgage

Document Number	0023022482
Date	Feb 9, 2018
Book Page	002302/002482
Instrument	2604

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2048

Interest

Rate	4%

Tax Assessment & Valuation

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,980 (-)	$153,980 (-) Land $40,000 Building $113,980
2025	$970.00 (-1.52%)	$153,980 (-)	$153,980 (-) Land $40,000 Building $113,980
2023	$985.00	$153,980	$153,980 Land $40,000 Building $113,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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