642 Twin Valley Dr, Clemmons, NC 27012 Property Records

Davidson County property record for 642 Twin Valley Dr, Clemmons, NC 27012

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,757 sqft · built 2001
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on Record
Last Sale	$128,000 (Aug 2001)
Tax Bill	$1,160 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-007-N-000-0074`

Property Details

APN / Parcel Number

Primary APN	`03-007-N-000-0074`
Alternative APN	`9056450`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,757 sqft Total Area
1st Floor Area	1,367 sqft
Basement Area	550 sqft
Finished Basement	550 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	31,799 sqft (0.73 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9056450
Street Address	642 TWIN VALLEY DR
City	CLEMMONS
State	NC
Zip	27012-6735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	PB29-76 L74 BK1253-1548 SPRING CRK 3
Legal Subdivision	SPRING CREEK
Jurisdiction	DAVIDSON NC
Township / Civil Division	ARCADIA
Census Block Group	2
Census Block	2000
Census Tract	60302

Owner

Source: Davidson County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	642 TWIN VALLEY DR, CLEMMONS, NC 27012-6735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING
Jul 14, 2022	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Feb 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2001 · Amount on Record
Deed Sale	Aug 1, 2001 · Amount on Record
Prior Sale	Nov 20, 2000 · Amount on Record
Deed Book / Page	1253 / 1548
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Recording Date	Jul 8, 2026
Property Address	642 TWIN VALLEY DR, CLEMMONS, NC 27012-6735
Document Number	0000013018
Book / Page	2765 / 2463
Instrument Date	Jul 7, 2026
Instrument	202613018
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 TWIN VALLEY DR, CLEMMONS, NC 27012-6735

Mortgage

Document Number	0000013018,
Date	Jul 8, 2026
Book Page	2765/2463
Instrument	202613018

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	642 TWIN VALLEY DR, CLEMMONS, NC 27012-6735
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025570297
Date	Jul 14, 2022
Book Page	2557/297
Instrument	2022000015890

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	642 TWIN VALLEY DR, CLEMMONS, NC 27012-6735
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023932341
Date	Feb 7, 2020
Book Page	2393/2341
Instrument	2020000002756

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 25, 2050

Tax Assessment & Valuation

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,020 (-)	$184,020 (-) Land $40,000 Building $144,020
2025	$1,160.00 (-1.44%)	$184,020 (-)	$184,020 (-) Land $40,000 Building $144,020
2023	$1,177.00	$184,020	$184,020 Land $40,000 Building $144,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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