Harford County property record for 650 Towne Center Dr, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,178 sqft · built 1970 |
| Lot Size | 0.334 acres (14,549 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,963 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jun 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-145541 |
| Primary APN | 01-145541 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,178 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,549 sqft (0.334 acres) |
| View / Lot | Waterfront |
| Deck Area | 553 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 145541 |
|---|---|
| Street Address | 650 TOWNE CENTER DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4440 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LT 1 .334 AC 650 TOWNE CENTER DRIVE RUMSEY ISL PT 58/46 |
| Legal Subdivision | RUMSEY ISLAND PART EIGHTEEN |
| Legal Block | 20 |
| Legal Lot Number | 1 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-145541
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 650 TOWNE CENTER DR, JOPPA, MD 21085-4440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 09, 2025 | Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 24, 2019 | Grant Deed, Transfer BROADVIEW TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 09, 2025 |
| Deed Sale | Dec 09, 2025 |
| Prior Sale | Dec 02, 2024 · Amount on Record |
| Deed Document Number | 2025 |
| Deed Book / Page | 16923 / 59 |
| Prior Transfer Date | Aug 13, 2025 |
| Prior Transfer Doc | 0169230059 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Dec 09, 2025 |
| Property Address | 650 TOWNE CENTER DR, JOPPA, MD 21085-4440 |
| Document Number | 0169230059 |
| Book / Page | 16923 / 59 |
| Map Reference | LB GRG 58 FO 46 |
| Instrument Date | Aug 13, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 650 TOWNE CENTER DR, JOPPA, MD 21085-4440 |
| Document Number | 0001692366 |
|---|---|
| Date | Dec 09, 2025 |
| Instrument | 16923/66 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Feb 01, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 24, 2019 |
| Property Address | 650 TOWNE CENTER DR, JOPPA, MD 21085-4440 |
| Document Number | 0133200229 |
| Book / Page | 013320 / 000229 |
| Instrument Date | Jun 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 03, 2019 |
| Title Company | BROADVIEW TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 650 TOWNE CENTER DR JOPPA MD 210854440, JOPPA, MD 21085-4440 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $403,167 (+5.15%) | $422,900 (-) Land $140,300 Building $282,600 | |
| 2025 | $3,963.00 (+15.61%) | $383,433 (+13.06%) | $422,900 (+16.28%) Land $140,300 Building $282,600 |
| 2023 | $339,133 | $363,700 Land $140,300 Building $223,400 | |
| 2022 | $3,428.00 |
Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1978–2014) |
| Claims Outside the SFHA | 8 of 13 |
| Most Recent Claim | Jun 2014 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 493 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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