644 Towne Center Dr, Joppa, MD 21085 Property Records

Harford County property record for 644 Towne Center Dr, Joppa, MD 21085 · Last verified August 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bathrooms	1.5 Baths
Architecture Style	Townhouse
Year Built	Built 1970
Square Footage	1,400 sqft Total Area
Lot Size	3,300 sqft (0.076 acres)
Occupancy	Owner Occupied
Last Sale	$272,000 (2018)
Tax Bill	$2,948.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`01-125125`
Alternative APNs	`1125125` `125125`

Interior

Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,400 sqft Total Area
Stories	2 Stories
Utility Area	98 sqft Utility Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Townhouse Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	3,300 sqft (0.076 acres)
Depth X Width	165 ft x 20 ft Depth x Width
Deck Area	443 sqft Deck
Porch	1 Porch
Porch Area	195 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	125125
Street Address	644 TOWNE CENTER DR
City	JOPPA
State	MD
Zip	21085-4440
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 4 20/20X165 644 TOWNE CENTER DR RUMSEY ISL P18 PT 21/34
Legal Subdivision	RUMSEY ISLAND
Legal Block	20
Legal Lot Number	4,644
Jurisdiction	HARFORD MD
Minor Civil Division	1, ABINGDON
Census Blockgroup	3
Census Block	3009
Census Tract	301401

Owner

Source: Harford County records · APN 01-125125

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	644 TOWNE CENTER DR, JOPPA, MD 21085-4440
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 04, 2018 · Amount on Record
Deed Sale	Apr 04, 2018 · Amount on Record
Prior Sale	Jan 28, 1993 · Amount on Record
Deed Book / Page	12763 / 35
Prior Transfer Date	Aug 07, 2008
Prior Transfer Doc	0079170632
Record Refreshed	Sep 20, 2026

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Apr 04, 2018
Property Address	644 TOWNE CENTER DR, JOPPA, MD 21085-4440
Document Number	0127630035
Book / Page	12763 / 0035
Map Reference	MB GRG21 FO34
Instrument Date	Mar 14, 2018
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	ALL STAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0001276343
Date	Apr 04, 2018
Instrument	12763/43

Lender

Name	FIRST WASHINGTON MORTGAGE
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2048

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,767 (+3.27%)	$297,900 (-) Land $123,000 Building $174,900
2025	$2,948.00 (+3.55%) Homeowner's exemption	$279,633 (+5.18%)	$297,900 (+10.13%) Land $123,000 Building $174,900
2023		$265,867	$270,500 Land $123,000 Building $147,500
2022	$2,847.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.