650 Spruce Dr, Reno (Paris), TX 75462 Property Records

Lamar County property record for 650 Spruce Dr, Reno, TX 75462

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,359 sqft · built 1987
Lot Size	0.285 acres (12,415 sqft)
Owner	2 Individual Names on Record
Last Sale	$242,800 (Mar 2026)
Tax Bill	$4,929 (2026)
Deeds & Mortgages	Mar 2007 Line of Credit Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103257`

Property Details

APN / Parcel Number

Primary APN	`103257`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,359 sqft Living Area
1st Floor Area	3,359 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,415 sqft (0.285 acres)
Garage Type	Detached
Garage Area	814 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	40 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	103257
Street Address	650 SPRUCE DR
City	RENO
State	TX
Zip	75462-5847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE VALLEY, LOT 40, 650 SPRUCE DR 650 SPRUCE DR
Legal Subdivision	PINE VALLEY
Legal Tract	40
Legal Lot Number	40
Jurisdiction	LAMAR TX
Township / Civil Division	PARIS
Census Block Group	2
Census Block	2014
Census Tract	402

Owner

Source: Lamar County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	650 SPRUCE DR, RENO, TX 75462-5847
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2007	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL COMMUNITY BANK
Mar 31, 2026	Intrafamily Transfer, Transfer · VA Mortgage NAVY FCU
Dec 28, 2022	Vendor's Lien, Transfer · Conventional Mortgage CADENCE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	Dec 28, 2022
Deed Document Number	2026232185
Record Updated	Oct 29, 2026

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR TX
Property Address	650 SPRUCE DR, RENO, TX 75462-5847
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0465012007
Date	Mar 8, 2007
Instrument	046501-2007

Lender

Name	FIRST FEDERAL COMMUNITY BANK
Type	Bank
Address	PARIS, TX 75461

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	118 Months
Due	Jan 1, 2017

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAMAR TX
Recording Date	Mar 31, 2026
Property Address	650 SPRUCE DR, RENO, TX 75462-5847
Document Number	2321852026
Instrument Date	Mar 9, 2026
Instrument	232185-2026
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	NAVY FEDERAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 SPRUCE DR, RENO, TX 75462-5847

Mortgage

Document Number	2321842026
Date	Mar 31, 2026
Instrument	232184-2026

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LAMAR TX
Recording Date	Dec 28, 2022
Property Address	650 SPRUCE DR, RENO, TX 75462-5847
Document Number	2004772022
Map Reference	ENV 282-A
Instrument Date	Dec 28, 2022
Instrument	200477-2022
Transaction Type	Transfer
Record Updated	Jan 13, 2023
Title Company	NOT AVAILABLE, YOUNG TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	650 SPRUCE DR, RENO, TX 75462-5847

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14377 US HIGHWAY 82 W, PETTY, TX 75470-2910

Mortgage

Document Number	2004782022
Date	Dec 28, 2022
Instrument	200478-2022

Lender

Name	CADENCE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Lamar County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Lamar County
Municipality	Reno City
Unified School District	North Lamar Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,929.00 (-18.84%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$429,550 (+14.55%) Land $37,620 Building $391,930	$429,550 (+14.55%) Land $37,620 Building $391,930
2025	$6,073.00 (-7.28%) Homeowner's exemption	$375,000 (-13.94%) Land $39,330 Building $335,670	$375,000 (-13.94%) Land $39,330 Building $335,670
2024	$6,550.00 (+74.43%)
2023		$435,750 Land $36,940 Building $398,810	$435,750 Land $36,940 Building $398,810
2022	$3,755.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2002–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PARIS serves 25,498 people · EPA ID TX1390002
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Wifires Internet Fiber · Fixed Wireless	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Nextlink, Vyve Broadband.

Nearby Properties on Spruce Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures