Lamar County property record for 645 Spruce Dr, Reno, TX 75462
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,156 sqft · built 1990 |
| Lot Size | 0.281 acres (12,240 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,696 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 103255 |
| Primary APN | 103255 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,156 sqft Living Area |
| 1st Floor Area | 2,156 sqft |
| Utility Area | 120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,240 sqft (0.281 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 163 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 103255 |
|---|---|
| Street Address | 645 SPRUCE DR |
| City | RENO |
| State | TX |
| Zip | 75462-5851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE VALLEY, LOT 39, 645 SPRUCE DR 645 SPRUCE DR |
| Legal Subdivision | PINE VALLEY |
| Legal Tract | 39 |
| Legal Lot Number | 39 |
| Jurisdiction | LAMAR TX |
| Township / Civil Division | PARIS |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 402 |
645 Spruce Dr is owned and occupied by two individuals.
Source: Lamar County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 645 SPRUCE DR, RENO, TX 75462-5851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 645 Spruce Dr was $1,696 with exemptions applied, down 57.4% from the year before.
Source: Lamar County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Lamar County |
| Municipality | Reno City |
| Unified School District | North Lamar Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,696.00 (-57.41%) Homeowner's exemption Senior Citizen's exemption | $270,810 (-1.91%) Land $37,090 Building $233,720 | $270,810 (-1.91%) Land $37,090 Building $233,720 |
| 2025 | $3,982.00 Homeowner's exemption Senior Citizen's exemption | $276,070 Land $38,780 Building $237,290 | $276,070 Land $38,780 Building $237,290 |
| 2023 | $266,090 Land $36,420 Building $229,670 | $266,090 Land $36,420 Building $229,670 | |
| 2022 | $3,122.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 645 Spruce Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective February 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (2002–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Jan 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 645 Spruce Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PARIS serves 25,498 people · EPA ID TX1390002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Feb 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Wifires Internet Fiber · Fixed Wireless | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
May also be available: Nextlink, Vyve Broadband.
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