650 Spencer Dr, Brandon, MS 39042 Property Records

Rankin County property record for 650 Spencer Dr, Brandon, MS 39042

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,958 sqft · built 1992
Lot Size	0.378 acres (16,481 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,668 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Sep 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`I09A000012 00660`

Property Details

APN / Parcel Number

Primary APN	`I09A000012 00660`
Alternative APN	`33255`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,958 sqft Adjusted Area
1st Floor Area	1,419 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,481 sqft (0.378 acres)
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	33255
Street Address	650 SPENCER DR
City	BRANDON
State	MS
Zip	39042-8382
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 66 PECAN RIDGE SUB PART II DB 657 PG 0112 0102892 DB 660 PG 0287 0121492
Legal Range	03E
Legal Township	05N
Legal Section	09
Legal Subdivision	PECAN RIDGE SUB
Legal Lot Number	66
Jurisdiction	RANKIN MS
Township / Civil Division	4
Census Block Group	1
Census Block	1003
Census Tract	20213

Owner

Source: Rankin County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	650 SPENCER DR, BRANDON, MS 39042-8382
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2024	Deed of Trust, Mortgage TRUSTMARK NATIONAL BANK
Sep 14, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 4, 2023	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 14, 2023
Transfer Doc	0000020158
Record Updated	Sep 20, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	650 SPENCER DR, BRANDON, MS 39042-8382
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066031
Date	Aug 26, 2024
Book Page	3024/66031

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Jul 30, 2034

Interest

Rate Type	Adjustable Rate

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RANKIN MS
Recording Date	Sep 14, 2023
Property Address	650 SPENCER DR, BRANDON, MS 39042-8382
Document Number	0000020158
Book / Page	2023 / 20158
Map Reference	CAB B SL 299
Instrument Date	Sep 14, 2023
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	650 SPENCER DR, BRANDON, MS 39042-8382

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	650 SPENCER DR, BRANDON, MS 39042-8382

August 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	RANKIN MS
Recording Date	Aug 4, 2023
Property Address	650 SPENCER DR, BRANDON, MS 39042-8382
Document Number	0000016667
Book / Page	2023 / 16667
Map Reference	CAB B SL 299
Instrument Date	Aug 4, 2023
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	650 SPENCER DR, BRANDON, MS 39042-8382

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	866 TRICKHAMBRIDGE RD, BRANDON, MS 39042-9390

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
Municipality	Brandon City
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,668.00 Homeowner's exemption	$14,870 (+5.86%)
2024	$1,668.00 (+149.33%)		$148,180 (+5.88%) Land $35,000 Building $113,180
2023		$14,047 (-)
2022	$669.00 (-0.3%) Homeowner's exemption	$14,047	$139,950 (-) Land $35,000 Building $104,950
2021			$139,950 Land $35,000 Building $104,950
2019	$671.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (1980–2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAYLORSVILLE W/A #1 public/private · serves 1,845 people · EPA ID MS0610028
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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