645 Sapling Ln, Deerfield, IL 60015 Property Records

Lake County property record for 645 Sapling Ln, Deerfield, IL 60015 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1966
Square Footage	2,537 sqft Living Area
Lot Size	10,001 sqft (0.23 acres)
Occupancy	Owner Occupied
Last Sale	$706,000 (2007)
Tax Bill	$16,139.00 (2024)

Owner

Source: Lake County records · APN 16-31-204-012

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	645 SAPLING LN, DEERFIELD, IL 60015-3925
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 05, 2007 · Amount on Record
Deed Sale	Jun 05, 2007 · Amount on Record
Prior Sale	Oct 04, 1994 · Amount on Record
Deed Doc Number	20076193061
Prior Transfer Date	Aug 29, 1994
Prior Transfer Doc	0003628409
Record Refreshed	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	645 SAPLING LN, DEERFIELD, IL 60015-3925
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007704431
Date	Oct 13, 2020
Instrument	7704431

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 01, 2030

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	West Deerfield Township
Municipality	Deerfield Village
Elementary School District	Deerfield School District 109 (PK - 08)
Secondary School District	Township High School District 113 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$191,848 (+9.24%) Land $55,513 Building $136,335	$575,602 (+9.24%) Land $166,556 Building $409,046
2024	$16,139.00 (-1.13%)
2023	$16,324.00 (+6.01%)	$175,615 (-1.55%) Land $50,816 Building $124,799	$526,897 (-1.55%) Land $152,463 Building $374,434
2022	$15,399.00	$178,384 Land $54,581 Building $123,803	$535,205 Land $163,759 Building $371,446

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`16-31-204-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	11 Rooms
Building Area	2,537 sqft Living Area
Gross Area	4,113 sqft Gross Area
1st Floor	1,484 sqft 1st Floor
2nd Floor	1,053 sqft 2nd Floor
Upper Floors	1,053 sqft Upper Floors
Basement Area	1,156 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	10,001 sqft (0.23 acres)
Depth X Width	125 ft x 80 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Porch	Open Porch
Porch Area	252 sqft Porch

Utilities and HVAC

Cooling System	None Cooling
Heating System	Forced Air with Air Conditioning Heating
Water Source	Commercial Water Source

Location & Zoning

Street Address	645 SAPLING LN
City	DEERFIELD
State	IL
Zip	60015-3925
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	VALENTIS CLAVINIA SUB UNIT 2 LOT 38
Legal Subdivision	VALENTIS CLAVINIA SUB
Legal Lot Number	38
Legal Unit	2
Jurisdiction	LAKE IL
Minor Civil Division	WEST DEERFIELD
Census Blockgroup	1
Census Block	1047
Census Tract	864802