Whatcom County property record for 650 S Beach Rd, Point Roberts, WA 98281
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 992 sqft · built 1969 |
| Owner | Individual Name on File |
| Last Sale | $289,820 (Oct 2023) |
| Tax Bill | $2,548 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 512596 |
| Primary APN | 512596 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 992 sqft Living Area |
| 1st Floor Area | 992 sqft |
| Interior Walls | Unfinished |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Roof Material | Built-Up Asphalt |
| Garage Type | Detached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 656 sqft |
| Storage Building | 64 sqft |
| Heating System | Wood Furnace |
|---|
| Account Number | 512596 |
|---|---|
| Street Address | 650 S BEACH RD |
| City | POINT ROBERTS |
| State | WA |
| Zip | 98281-8401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR2 |
| Legal Description | SOUTH PARK LOT 3 BLK 4 |
| Legal Range | 53 |
| Legal Township | 40 |
| Legal Section | 11 |
| Legal Subdivision | SOUTH PARK |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | POINT ROBERTS |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 11000 |
Source: Whatcom County records · APN 512596
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 02, 2023 | Intrafamily Transfer, Transfer WHATCOM LAND TITLE |
| Oct 02, 2023 | Warranty Deed, Transfer · Conventional Mortgage RBC BANK (GEORGIA) NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 02, 2023 · Amount on Record |
| Deed Sale | Oct 02, 2023 · Amount on Record |
| Prior Sale | Oct 02, 2023 · Amount on Record |
| Deed Document Number | 2023-1000100 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Oct 02, 2023 |
| Property Address | 650 S BEACH RD, POINT ROBERTS, WA 98281-8401 |
| Document Number | 0001000100 |
| Map Reference | VOL 8 PG 43 |
| Instrument Date | Oct 02, 2023 |
| Instrument | 2023-1000100 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2023 |
| Title Company | WHATCOM LAND TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Oct 02, 2023 |
| Property Address | 650 S BEACH RD, POINT ROBERTS, WA 98281-8401 |
| Document Number | 0001000099 |
| Map Reference | VOL 8 PG 43 |
| Instrument Date | Sep 23, 2023 |
| Instrument | 2023-1000099 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2023 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,085.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 50935 WILBOURN ROD ROSEDALE B C V0X 1X2 CANDA, 1X2, ROSEDALE XX |
| Document Number | 0001000101 |
|---|---|
| Date | Oct 02, 2023 |
| Instrument | 2023-1000101 |
| Name | RBC BANK (GEORGIA) NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 01, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 8.37% |
| Margin | 3 |
| Max Rate | 11.3% |
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Blaine School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,548.00 (-2.93%) | $332,696 (+14.79%) Land $133,815 Building $198,881 | $332,696 (+14.79%) Land $133,815 Building $198,881 |
| 2022 | $289,820 Land $110,000 Building $179,820 | $289,820 Land $110,000 Building $179,820 | |
| 2021 | $2,625.00 |
Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 43 units insured incl. 32 condo units |
| Nearby Flood Claims | 3 (2006–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Abound Ventures DSL · Fiber in parts of the area | 25 / 3 |
Based on FCC filings for 247 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | POINT ROBERTS WATER DISTRICT NO 4 serves 1,440 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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