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640 S Beach Rd, Point Roberts, WA 98281 Property Records

Whatcom County property record for 640 S Beach Rd, Point Roberts, WA 98281

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 864 sqft · built 1954
Lot Size0.119 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (Jul 2024)
Tax Bill$2,644 (2025)
Deeds & MortgagesSep 2017 Sale
Sep 2017 Transfer
Flood ZoneZone X (minimal risk)
APN545571

Property Details

APN / Parcel Number

Primary APN545571
Alternative APNs
  • 405311 139507 0000
  • 156283

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area864 sqft
Game RoomGame Room
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Architectural StyleOther
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.119 acres)
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area93 sqft
Deck Area474 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number545571
Street Address640 S BEACH RD
CityPOINT ROBERTS
StateWA
Zip98281-8401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR2
Legal DescriptionTR IN W 1/2 OF GOVT LOT 2 DAF-BEAP ON E LI OF CO RD 539 596 FT SLY OF N LI OF GOVT LOT 2-TH E PAR TO N LI OF GOVT LOT 2 100 F
Legal Range53
Legal Township40
Legal Section11
Legal Lot Number2
JurisdictionWHATCOM WA
Township / Civil DivisionPOINT ROBERTS
Census Block Group1
Census Block1039
Census Tract11000

Owner

Source: Whatcom County records · APN 545571

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4282 OVERTON ROAD
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2017Grant Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN
Sep 28, 2017Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY/WA, CHICAGO TITLE CO/WA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 19, 2024 · Amount on Record
Deed SaleJul 19, 2024 · Amount on Record
Prior SaleMay 07, 2018 · Amount on Record
Deed Document Number2024-0701464
Record UpdatedJun 08, 2026

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWHATCOM WA
Recording DateSep 28, 2017
Property Address640 S BEACH RD, POINT ROBERTS, WA 98281-8401
Document Number2170903024
Instrument DateSep 26, 2017
Instrument903024
Transaction TypeTransfer
Record UpdatedOct 17, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

AmountAmount Recorded
Tax$2,639.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address640 S BEACH RD POINT ROBERTS WA 98281, POINT ROBERTS, WA 98281

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWHATCOM WA
Recording DateSep 28, 2017
Property Address640 S BEACH RD, POINT ROBERTS, WA 98281-8401
Document Number2170903025
Instrument DateSep 25, 2017
Instrument903025
Transaction TypeTransfer
Record UpdatedFeb 15, 2019
Title CompanyCHICAGO TITLE COMPANY/WA, CHICAGO TITLE CO/WA

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address640 S BEACH RD POINT ROBERTS WA 98281, POINT ROBERTS, WA 98281

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictBlaine School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,644.00 (+14.36%)$345,214 (+21.39%) Land $133,815 Building $211,399$345,214 (+21.39%) Land $133,815 Building $211,399
2022$284,373 Land $110,000 Building $174,373$284,373 Land $110,000 Building $174,373
2021$2,312.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies43 units insured
incl. 32 condo units
Nearby Flood Claims3 (2006–2021)
Claims Outside the SFHA1 of 3
Most Recent ClaimNov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Abound Ventures
DSL · Fiber in parts of the area		25 / 3

Based on FCC filings for 247 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPOINT ROBERTS WATER DISTRICT NO 4
serves 1,440 people
Water SourceGroundwater
Last State InspectionNov 2022
Lead1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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