Nelson County property record for 650 River Trl, Shipman, VA 22971 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,632 sqft · built 2000 |
| Lot Size | 8.59 acres (374,180 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,458 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 47 7 8 |
| Primary APN | 47 7 8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,632 sqft Finished Area |
| Basement Area | 864 sqft |
| Finished Basement | 432 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 374,180 sqft (8.59 acres) |
| Terrain | High |
| Porch | Slab |
| Porch Area | 64 sqft |
| Deck Area | 448 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 10129 |
|---|---|
| Street Address | 650 RIVER TRL |
| City | SHIPMAN |
| State | VA |
| Zip | 22971-2147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER TRAILS |
| Jurisdiction | NELSON VA |
| Township / Civil Division | EAST |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 950102 |
Source: Nelson County records · APN 47 7 8
Assessment roll updated June 26, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 650 RIVER TRL, SHIPMAN, VA 22971-2147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON VA |
| Property Address | 650 RIVER TRL, SHIPMAN, VA 22971-2147 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0202600544 |
|---|---|
| Date | Mar 11, 2026 |
| Instrument | 202600544 |
| Name | FIGURE LENDING LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Apr 01, 2056 |
Source: Nelson County records · Assessment roll updated June 26, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Nelson County |
| Unified School District | Nelson County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,458.00 (+13.74%) | $439,000 (+31.99%) Land $93,100 Building $345,900 | $439,000 (+31.99%) Land $93,100 Building $345,900 |
| 2025 | $332,600 (-) Land $78,500 Building $254,100 | $332,600 (-) Land $78,500 Building $254,100 | |
| 2023 | $2,161.00 | $332,600 Land $78,500 Building $254,100 | $332,600 Land $78,500 Building $254,100 |
Source: FEMA National Flood Hazard Layer, Nelson County (51125C), updated August 4, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511259501021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 36% of the US · above 60% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Central Virginia Electric Cooperative | Fiber | 1,000 / 1,000 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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