650 River Hill Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 650 River Hill Rd, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,296 sqft · built 1985
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Tax Bill	$1,098 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3081616130`

Property Details

APN / Parcel Number

Primary APN	`3081616130`
Alternative APN	`12852`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,296 sqft Living Area
1st Floor Area	1,820 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Exterior Material	Other
Lot Area	43,996 sqft (1.01 acres)

Exterior Amenities

Porch	Slab
Porch Area	480 sqft
Deck Area	140 sqft
Patio Area	456 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	12852
Street Address	650 RIVER HILL RD
City	SPARTA
State	NC
Zip	28675-9288
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DAVID WALKER S/D
Legal Subdivision	WALKER, DAVID & PATSY
Legal Block	175
Jurisdiction	ALLEGHANY NC
Township / Civil Division	GAP CIVIL
Census Block Group	2
Census Block	2011
Census Tract	950200

Owner

Source: Alleghany County assessment roll, as of August 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	650 RIVER HILL RD, SPARTA, NC 28675-9288
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage IMC MORTGAGE CORP
Feb 26, 2018	Deed of Trust, Mortgage SKYLINE NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jul 27, 2015
Transfer Doc	375/0762
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	650 RIVER HILL RD, SPARTA, NC 28675-9288
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000426/110
Date	Jan 10, 2022
Book Page	426/110
Instrument	53

Lender

Name	IMC MORTGAGE CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	650 RIVER HILL RD, SPARTA, NC 28675-9288
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000000000254
Date	Feb 26, 2018
Instrument	000000000254

Lender

Name	SKYLINE NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,600 (-) Land $25,200 Building $134,400	$159,600 (-) Land $25,200 Building $134,400
2025	$1,098.00	$159,600 (-) Land $25,200 Building $134,400
2023		$159,600 Land $25,200 Building $134,400	$159,600 (-) Land $25,200 Building $134,400
2021			$159,600 Land $25,200 Building $134,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loretto Telephone Company Fiber	2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

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