634 River Hill Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 634 River Hill Rd, Sparta, NC 28675

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 2,240 sqft · built 1970
Lot Size0.59 acres (25,700 sqft)
OwnerIndividual Name on Record
Last Sale$75,000 (Sep 2009)
Tax Bill$825 (2026)
Deeds & MortgagesJun 2021 Mortgage
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN3081618183

Property Details

APN / Parcel Number

Primary APN3081618183
Alternative APN
  • 3014

Interior

Bedrooms5 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area2,240 sqft Living Area
1st Floor Area1,120 sqft
Basement Area1,120 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeFrame
Lot Area25,700 sqft (0.59 acres)
Garage TypeBasement

Exterior Amenities

PorchSlab
Porch Area240 sqft
Deck Area480 sqft
Patio Area54 sqft
Shed1 Shed
Shed Area400 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemSteam
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number3014
Street Address634 RIVER HILL RD
CitySPARTA
StateNC
Zip28675-9288
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionDAVID WALKER S/D
Legal SubdivisionWALKER, DAVID & PATSY
Legal Block175
JurisdictionALLEGHANY NC
Township / Civil DivisionGAP CIVIL
Census Block Group2
Census Block2011
Census Tract950200

Owner

Source: Alleghany County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address634 RIVER HILL RD, SPARTA, NC 28675-9288
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
May 17, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2009 · Amount on Record
Deed SaleSep 28, 2009 · Amount on Record
Deed Document Number20092422
Deed Book / Page331 / 1377
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGHANY NC
Property Address634 RIVER HILL RD, SPARTA, NC 28675-9288
Transaction TypeMortgage
Record UpdatedJul 7, 2021
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number419/1248
DateJun 17, 2021
Book Page419/1248
Instrument1786
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2036

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGHANY NC
Property Address634 RIVER HILL RD, SPARTA, NC 28675-9288
Transaction TypeMortgage
Record UpdatedJun 1, 2021
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number418/1277
DateMay 17, 2021
Book Page418/1277
Instrument1433
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAlleghany County
Unified School DistrictAlleghany County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$825.00 (+1.23%)$114,400 (-) Land $21,100 Building $93,300$114,400 (-) Land $21,100 Building $93,300
2025$815.00
2023$114,400 Land $21,100 Building $93,300$114,400 Land $21,100 Building $93,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2013)
Most Recent ClaimJun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on River Hill Rd

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