650 Prestwick Trl, Bel Air, MD 21014 Property Records

Harford County property record for 650 Prestwick Trl, Bel Air, MD 21014

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,222 sqft · built 1998
Lot Size	0.321 acres (13,982 sqft)
Owner	2 Individual Names on File
Last Sale	$605,000 (Aug 2023)
Tax Bill	$5,455 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-309843`

Property Details

APN / Parcel Number

Primary APN	`03-309843`
Alternative APNs	`3309843` `309843`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,222 sqft Total Area
Basement Area	790 sqft
Finished Basement	790 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,982 sqft (0.321 acres)
Garage Type	Mixed
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	352 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	309843
Street Address	650 PRESTWICK TRL
City	BEL AIR
State	MD
Zip	21014-2858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 60 13982 SF 650 PRESTWICK TRAIL TRAILS GLENEAGLES P 89/6
Legal Subdivision	TRAILS GLENEAGLES
Legal Lot Number	60
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2005
Census Tract	303801

Owner

650 Prestwick Trl is owned and occupied by two individuals who bought it in August 2023.

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	650 PRESTWICK TRL, BEL AIR, MD 21014-2858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Aug 10, 2023	Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP
Oct 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage GSF MORTGAGE CORP
Aug 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage GSBI MORTGAGE CORP
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage GSF MORTGAGE CORP
Nov 23, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage GO MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2023 · Amount on File
Deed Sale	Aug 10, 2023 · Amount on File
Prior Sale	Jun 16, 2000 · Amount on File
Deed Book / Page	15998 / 432
Prior Transfer Date	Oct 12, 2022
Prior Transfer Doc	0157490122
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	650 PRESTWICK TRL, BEL AIR, MD 21014-2858
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 PRESTWICK TRL, BEL AIR, MD 21014-2858

Mortgage

Document Number	0169730258
Date	Jan 20, 2026
Book Page	16973/258

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Aug 10, 2023
Property Address	650 PRESTWICK TRL, BEL AIR, MD 21014-2858
Document Number	0159980432
Book / Page	15998 / 432
Map Reference	MB CGH 89 FO 6
Instrument Date	Jul 24, 2023
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	BLACK OAK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 PRESTWICK TRL, BEL AIR, MD 21014-2858

Mortgage

Document Number	0159980438
Date	Aug 10, 2023
Instrument	15998-0438

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	650 PRESTWICK TRL, BEL AIR, MD 21014-2858
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	NATIONAL ASSURANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0130050348
Date	Oct 2, 2018
Book Page	13005/0348

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company
Address	BROOKFIELD, WI 53005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	650 PRESTWICK TRL, BEL AIR, MD 21014-2858
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	CROWN TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0133870353
Date	Aug 12, 2019
Book Page	13387/0353

Lender

Name	GSBI MORTGAGE CORP
Type	Mortgage Company
Address	BROOKFIELD, WI 53005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 1, 2044

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	650 PRESTWICK TRL, BEL AIR, MD 21014-2858
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	CROWN TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0140380359
Date	Aug 13, 2020
Book Page	14038/359

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company
Address	BROOKFIELD, WI 53005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2035

Interest

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Nov 23, 2022
Property Address	650 PRESTWICK TRL, BEL AIR, MD 21014-2858
Document Number	0157490122
Book / Page	15749 / 122
Map Reference	MB 89 FO 6
Instrument Date	Oct 12, 2022
Transaction Type	Transfer
Record Updated	Dec 5, 2022
Title Company	CROWN TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0157490126
Date	Nov 23, 2022
Instrument	15749-0126

Lender

Name	GO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 650 Prestwick Trl was $5,455 with a homeowner's exemption, up 38% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,455.00 (+38.03%) Homeowner's exemption	$500,533 (+7.39%)	$569,400 (+22.16%) Land $121,000 Building $448,400
2025	$3,952.00 Homeowner's exemption	$466,100 Land $121,000 Building $345,100	$466,100 Land $121,000 Building $345,100
2023		$417,700 (+6.15%)	$466,100 (+18.45%) Land $121,000 Building $345,100
2022	$4,288.00 (-1.31%) Homeowner's exemption	$393,500 Land $121,000 Building $272,500	$393,500 Land $121,000 Building $272,500
2021	$4,345.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 650 Prestwick Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 650 Prestwick Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Prestwick Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures