636 Prestwick Trl, Bel Air, MD 21014 Property Records

Harford County property record for 636 Prestwick Trl, Bel Air, MD 21014

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,564 sqft · built 1999
Lot Size0.266 acres (11,586 sqft)
OwnerIndividual Name on File
Last Sale$555,000 (Apr 2022)
Tax Bill$6,094 (2026)
Deeds & MortgagesFeb 2019 Second Mortgage
Apr 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-311937

Property Details

APN / Parcel Number

Primary APN03-311937
Alternative APNs
  • 3311937
  • 311937

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,564 sqft Total Area
Basement Area945 sqft
Finished Basement945 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area11,586 sqft (0.266 acres)
Garage TypeMixed
Garage Area340 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area720 sqft
PorchSlab
Porch Area288 sqft
Deck Area68 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number311937
Street Address636 PRESTWICK TRL
CityBEL AIR
StateMD
Zip21014-2858
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 53 11586 SF 636 PRESTWICK TRAIL TRAILS GLENEAGLES P 89/7
Legal SubdivisionFINAL PLAT FIVE TRAILS AT GLENEAGLES
Legal Lot Number53
JurisdictionHARFORD MD
Township / Civil Division3, BEL AIR
Census Block Group2
Census Block2005
Census Tract303801

Owner

636 Prestwick Trl is owned and occupied by an individual who bought it in April 2022.

Source: Harford County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address636 PRESTWICK TRL, BEL AIR, MD 21014-2858
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2019Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ABERDEEN PROVING GROUND FCU
Apr 20, 2022Deed, Transfer · Conventional Mortgage
MORTGAGE EQUITY PARTNERS LLC
Feb 23, 2022Intrafamily Transfer, Transfer
Jan 23, 2020Deed, Transfer · FHA Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 2022 · Amount on File
Deed SaleApr 20, 2022 · Amount on File
Prior SaleJan 23, 2020 · Amount on File
Deed Book / Page15474 / 346
Prior Transfer DateNov 5, 2003
Prior Transfer Doc0050940072
Record UpdatedOct 29, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address636 PRESTWICK TRL, BEL AIR, MD 21014-2858
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyMARVEL TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0131500461
DateFeb 8, 2019
Book Page13150/0461
Lender
NameABERDEEN PROVING GROUND FCU
TypeCredit Union
AddressABERDEEN, MD 21001
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term179 Months
DueJan 22, 2034

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateApr 20, 2022
Property Address636 PRESTWICK TRL, BEL AIR, MD 21014-2858
Document Number0154740346
Book / Page15474 / 346
Map ReferenceMB 89 FO 7
Instrument DateApr 14, 2022
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address636 PRESTWICK TRL, BEL AIR, MD 21014-2858

Mortgage

Document Number0015474352
DateApr 20, 2022
Instrument15474/352
Lender
NameMORTGAGE EQUITY PARTNERS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHARFORD MD
Recording DateFeb 23, 2022
Property Address636 PRESTWICK TRL, BEL AIR, MD 21014-2858
Document Number0153780110
Book / Page15378 / 110
Map ReferenceMB 89 FO 7
Instrument DateJan 13, 2022
Transaction TypeTransfer
Record UpdatedMar 3, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

January 2020: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateJan 23, 2020
Property Address636 PRESTWICK TRL, BEL AIR, MD 21014-2858
Document Number0136540075
Book / Page13654 / 0075
Map ReferenceMB 89 FO 7
Instrument DateJan 13, 2020
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyUNIVERSAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address636 PRESTWICK TRL, BEL AIR, MD 21014-2858

Mortgage

Document Number0001365482
DateJan 23, 2020
Instrument13654/82
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 636 Prestwick Trl was $6,094 with a homeowner's exemption, up 8.5% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,094.00 (+8.51%) Homeowner's exemption$559,167 (+2.83%)$589,900 (+8.48%) Land $120,600 Building $469,300
2025$5,616.00$543,800 Land $120,600 Building $423,200$543,800 Land $120,600 Building $423,200
2023$486,933$543,800 Land $120,600 Building $423,200
2022$4,997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 636 Prestwick Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimJan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 636 Prestwick Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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