Guadalupe County property record for 650 Overlook Rdg, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,286 sqft · built 2023 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | Company Name on Record |
| Last Sale | $290,000 (Feb 2026) |
| Tax Bill | $9,132 (2025) |
| Deeds & Mortgages | Mar 2026 Construction Loan Feb 2026 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000000187986 |
| Primary APN | 000000187986 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,286 sqft Living Area |
| Gross Area | 3,802 sqft |
| 1st Floor Area | 1,800 sqft |
| 2nd Floor Area | 1,486 sqft |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Lot Area | 7,187 sqft (0.165 acres) |
| Garage Type | Attached |
| Garage Area | 436 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 650 OVERLOOK RDG |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-0349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STEELE CREEK SUB #3B BLOCK 5 LOT 62 .165 AC |
| Legal Subdivision | STEELE CREEK SUB #3B |
| Legal Block | 5 |
| Legal Lot Number | 62 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 210718 |
Source: Guadalupe County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 903 E NAKOMA ST, 103, SAN ANTONIO, TX 78216-2878 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Construction Mortgage KIAVI FUNDING INC |
| Feb 13, 2026 | Trustee's Deed, Foreclosure |
| Jun 2, 2023 | Vendor's Lien, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2026 · Amount on Record |
| Deed Sale | Feb 13, 2026 · Amount on Record |
| Prior Sale | Jun 2, 2023 · Amount on Record |
| Deed Document Number | 20263555 |
| Prior Transfer Date | Feb 2, 2026 |
| Prior Transfer Doc | 0000003555 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 650 OVERLOOK RDG, CIBOLO, TX 78108-0349 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Title Company | CTOT |
| Name | Verified Name |
|---|---|
| Address | 903 E NAKOMA ST 103, 103, SAN ANTONIO, TX 78216-2878 |
| Document Number | 0099007887 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 202699007887 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15212 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Feb 13, 2026 |
| Property Address | 650 OVERLOOK RDG, CIBOLO, TX 78108-0349 |
| Document Number | 0099003555 |
| Map Reference | DOC 202299009765 |
| Instrument Date | Feb 3, 2026 |
| Instrument | 202699003555 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 903 E NAKOMA ST STE 103, 103, SAN ANTONIO, TX 78216-2878 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jun 2, 2023 |
| Property Address | 650 OVERLOOK RDG, CIBOLO, TX 78108-0349 |
| Document Number | 0099013842 |
| Map Reference | DOC 202299009765 |
| Instrument Date | May 20, 2023 |
| Instrument | 202399013842 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 3, 2025 |
| Title Company | DHI TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 650 OVERLOOK RIDGE, CIBOLO, TX 78108-0349 |
| Document Number | 0099013843 |
|---|---|
| Date | Jun 2, 2023 |
| Instrument | 202399013843 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2053 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $501,829 (+6.05%) Land $53,737 Building $448,092 | $501,829 (+6.05%) Land $53,737 Building $448,092 | |
| 2025 | $9,132.00 (+4.56%) | $473,218 Land $45,255 Building $427,963 | $473,218 Land $45,255 Building $427,963 |
| 2024 | $8,734.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 66% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Guadalupe Valley Electric Cooperative Fiber | 1,000 / 1,000 |
| VTX Communications Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| ZipLink Internet Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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