643 Overlook Rdg, Cibolo, TX 78108 Property Records

Guadalupe County property record for 643 Overlook Rdg, Cibolo, TX 78108

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,678 sqft · built 2023
Lot Size0.165 acres (7,187 sqft)
Owner2 Individual Names on File
Last Sale$380,763 (Dec 2023)
Tax Bill$6,313 (2025)
Deeds & MortgagesDec 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN000000188048

Property Details

APN / Parcel Number

Primary APN000000188048
Alternative APNs
  • 1G3147-3B14-02100-0-00
  • 000000293689
  • 188048

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,678 sqft Living Area
Gross Area3,173 sqft
1st Floor Area1,319 sqft
2nd Floor Area1,359 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,187 sqft (0.165 acres)
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area35 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address643 OVERLOOK RDG
CityCIBOLO
StateTX
Zip78108-0349
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTEELE CREEK SUB #3B BLOCK 14 LOT 21 .165 AC
Legal SubdivisionSTEELE CREEK SUB #3B
Legal Block14
Legal Lot Number21
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group4
Census Block4000
Census Tract210718

Owner

Source: Guadalupe County records · APN 000000188048

Assessment roll updated August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address643 OVERLOOK RDG, CIBOLO, TX 78108-0349
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 27, 2023 · Amount on Record
Deed SaleDec 27, 2023 · Amount on Record
Deed Document Number202331195
Record UpdatedSep 20, 2026

December 2023: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionGUADALUPE TX
Recording DateDec 27, 2023
Property Address643 OVERLOOK RDG, CIBOLO, TX 78108-0349
Document Number0099031195
Map ReferenceDOC 20229009765
Instrument DateDec 21, 2023
Instrument202399031195
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 03, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 OVERLOOK RDG, CIBOLO, TX 78108-0349

Mortgage

Document Number0099031196
DateDec 27, 2023
Instrument202399031196
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

Tax Assessment & Valuation

Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityCibolo City
CountyGuadalupe County
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$411,960 Land $53,737 Building $358,223$411,960 Land $53,737 Building $358,223
2025$6,313.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskModerate
above 55% of the US · lower than 66% of Texas
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber
1,000 / 1,000
Guadalupe Valley Electric Cooperative
Fiber
1,000 / 1,000
Valley Telephone Cooperative, Inc. (TX)
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
CellTex Networks
Fixed Wireless
100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 411 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF CIBOLO
serves 20,331 people
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Overlook Rdg

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