650 Ocean Dr, Apt 8D, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 650 Ocean Dr, Apt 8D, Key Biscayne, FL 33149

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,847 sqft · built 1983
Owner	Company Name on Record
Last Sale	$705,100 (Jun 2015)
Tax Bill	$13,153 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`24-5204-016-0310`

Property Details

APN / Parcel Number

Primary APN	`24-5204-016-0310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	82 Units
Building Area	1,847 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	650 OCEAN DR, 8D
City	KEY BISCAYNE
State	FL
Zip	33149-2324
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	5000
Legal Description	BAHIA MAR CONDO OF KEY BISCAYNE UNIT 8-D UNDIV 2.480000% INT IN COMMON ELEMENTS OFF REC 11742-69 OR 20240-2769 0202 1
Legal Range	42E
Legal Township	55S
Legal Section	04
Legal Subdivision	BAHIA MAR CONDO
Legal Block	1
Legal Lot Number	8D
Jurisdiction	DADE FL
Township / Civil Division	KEY BISCAYNE
Census Block Group	1
Census Block	1001
Census Tract	4608

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	765 CRANDON BLVD, 409, KEY BISCAYNE, FL 33149-2568
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLORIDA HOME TRUST MORTGAGE INC
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage B&B CAPITAL GROUP 26 LLC
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage B&B CAPITAL GROUP 26 LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2015 · Amount on Record
Deed Sale	Jun 19, 2015 · Amount on Record
Prior Sale	Mar 4, 2002 · Amount on Record
Deed Document Number	2015393221
Deed Book / Page	29663 / 4
Prior Transfer Date	Jun 15, 2015
Prior Transfer Doc	0000393221
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	650 OCEAN DR APT 8D, 8D, KEY BISCAYNE, FL 33149-2324
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	CALLE 6 QTA COCO URB, VENEZUELA XX

Mortgage

Document Number	0000513414
Date	Jun 24, 2022
Book Page	33259/1728
Instrument	2022R0513414

Lender

Name	FLORIDA HOME TRUST MORTGAGE INC
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33331

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6%
Index	1-Year CMT
Margin	4
Max Rate	10%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	650 OCEAN DR APT 8D, 8D, KEY BISCAYNE, FL 33149-2324
Document Number	0000595511
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2333 BRICKELL AVE #306 MIAMI FL 331292409, 306, MIAMI, FL 33129-2409

Mortgage

Document Number	0000595511
Date	Oct 19, 2020
Book Page	032151/003178
Instrument	595511

Lender

Name	B&B CAPITAL GROUP 26 LLC
Address	800 SE 4TH AVE # 618, HALLANDALE BEACH, FL 33009-6495

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	650 OCEAN DR APT 8D, 8D, KEY BISCAYNE, FL 33149-2324
Document Number	0000611463
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2333 BRICKELL AVE #306 MIAMI FL 331292409, 306, MIAMI, FL 33129-2409

Mortgage

Document Number	0000611463
Date	Oct 1, 2019
Book Page	031628/000591
Instrument	611463

Lender

Name	B&B CAPITAL GROUP 26 LLC
Address	800 SE 4TH AVE # 618, HALLANDALE BEACH, FL 33009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,153.00 (+4.81%)	$837,199 (+21%)	$844,118 (+22%)
2024	$12,549.00 (+13.13%)
2023	$11,093.00 (-0.93%)	$691,900 (-)	$691,900 (-)
2022	$11,197.00	$691,900	$691,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 71 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	840 units insured incl. 769 condo units
Nearby Flood Claims	80 (1984–2022)
Most Recent Claim	Jun 2022 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Katrina, Aug 2005 · 9 claims Hurricane Andrew, Aug 1992 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Hotwire Communications, Verizon.

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