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650 Ocean Dr, Apt 8B, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 650 Ocean Dr, Apt 8B, Key Biscayne, FL 33149

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,562 sqft · built 1983
OwnerCompany Name on Record
Last Sale$1,025,000 (May 2023)
Tax Bill$13,016 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN24-5204-016-0150

Property Details

APN / Parcel Number

Primary APN24-5204-016-0150

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units82 Units
Building Area1,562 sqft Living Area

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleCondo/Apartment

Location & Zoning

Street Address650 OCEAN DR, 8B
CityKEY BISCAYNE
StateFL
Zip33149-2321
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning Code5000
Legal DescriptionBAHIA MAR CONDO OF KEY BISCAYNE UNIT 8-B UNDIV 2.096667% INT IN COMMON ELEMENTS OFF REC 11742-69 OR 13734-0883 0688 1
Legal Range42E
Legal Township55S
Legal Section04
Legal SubdivisionBAHIA MAR CONDO
Legal Block1
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group1
Census Block1001
Census Tract4608

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address300 GLENRIDGE RD, KEY BISCAYNE, FL 33149-1314
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 3, 2023 · Amount on Record
Deed SaleMay 3, 2023 · Amount on Record
Prior SaleJun 10, 2015 · Amount on Record
Deed Document Number2023295222
Deed Book / Page33690 / 2065
Prior Transfer DateNov 10, 2012
Prior Transfer Doc0000824028
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateMay 3, 2023
Property Address650 OCEAN DR APT 8B, 8B, KEY BISCAYNE, FL 33149-2321
Document Number0000295222
Book / Page33690 / 2065
Map ReferenceFILE 83R078174
Instrument DateApr 18, 2023
Instrument2023R0295222
Transaction TypeTransfer
Record UpdatedMay 26, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address650 OCEAN DR # DR8C, DR8C, KEY BISCAYNE, FL 33149-2330

Transferred To (Grantee/Buyer)

NameVerified Name
Address300 GLENRIDGE RD, KEY BISCAYNE, FL 33149-1314

Mortgage

Document Number0000002071
DateMay 3, 2023
Instrument33690/2071
Lender
NameTERRABANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateMay 1, 2028
Change FrequencyAnnually
Min Rate At Change6.25%
Max Rate At Change8.25%
Index1-Year T-Bill
Max Rate12.2%

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,016.00 (+30.26%)$832,284 (+25.56%)$832,284 (+22%)
2023$9,992.00 (+1.97%) Homeowner's exemption$662,850 (+3%)$682,200 (-)
2022$9,799.00 Homeowner's exemption$643,544$682,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 71 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies840 units insured
incl. 769 condo units
Nearby Flood Claims80 (1984–2022)
Most Recent ClaimJun 2022 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Katrina, Aug 2005 · 9 claims
  • Hurricane Andrew, Aug 1992 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20

May also be available: Hotwire Communications, Verizon.

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