650 NW 102nd St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 650 NW 102nd St, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,666 sqft · built 1969
Lot Size	3.14 acres (136,778 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Sep 2008)
Tax Bill	$2,221 (2025)
Deeds & Mortgages	Feb 2019 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`1-15-36-35-0010-00090-0070`

Property Details

APN / Parcel Number

Primary APN	`1-15-36-35-0010-00090-0070`
Alternative APN	`R11536350010000900070`

Interior

Full Baths	2 Baths
Building Area	1,666 sqft Living Area
Gross Area	1,904 sqft
1st Floor Area	1,946 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1986
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	136,778 sqft (3.14 acres)
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	650 NW 102ND ST
City	OKEECHOBEE
State	FL
Zip	34972-7593
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OKEECHOBEE LITTLE FARMS (PLAT BOOK 2 PAGE 100) LOT 7 BLOCK 9; LESS THE WEST 113 FEET
Legal Range	35E
Legal Township	36S
Legal Section	15
Legal Subdivision	OKEECHOBEE LITTLE FARMS
Legal Block	9
Legal Lot Number	7
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	NORTH OKEECHOBEE
Census Block Group	3
Census Block	3035
Census Tract	910101

Owner

650 NW 102nd St is owned and occupied by two individuals who bought it in September 2008.

Source: Okeechobee County records, as of November 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	650 NW 102ND ST, OKEECHOBEE, FL 34972-7593
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2008 · Amount on File
Deed Sale	Sep 19, 2008 · Amount on File
Prior Sale	Jul 16, 2008 · Amount on File
Deed Document Number	200810632
Deed Book / Page	660 / 106
Prior Transfer Date	Jun 25, 2008
Prior Transfer Doc	0006570039
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	650 NW 102ND ST, OKEECHOBEE, FL 34972-7593
Document Number	0008201562
Instrument Date	Feb 8, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 NW 102ND ST OKEECHOBEE FL 349727593, OKEECHOBEE, FL 34972-7593

Mortgage

Document Number	0008201562
Date	Mar 4, 2019
Book Page	000820/001562
Instrument	2231

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 650 NW 102nd St was $2,221 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,221.00 Homeowner's exemption	$150,476	$324,456 Land $93,640 Building $230,816
2023	$1,346.00 (+11.7%) Homeowner's exemption	$90,872 (+3%)	$254,844 (+26.05%) Land $65,450 Building $189,394
2022	$1,205.00 Homeowner's exemption	$88,225	$202,169 Land $49,680 Building $152,489

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 650 NW 102nd St in Zone X, an area of moderate flood risk, though there have been 12 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	12 (2004–2008)
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 650 NW 102nd St is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20