511 NW 102nd St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 511 NW 102nd St, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,192 sqft · built 2020
Lot Size1.41 acres (61,550 sqft)
OwnerIndividual Name on Record
Last Sale$6,000 (Jan 2019)
Tax Bill$5,900 (2025)
Deeds & MortgagesJul 2022 Mortgage
Jun 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN1-15-36-35-0040-00120-0160

Property Details

APN / Parcel Number

Primary APN1-15-36-35-0040-00120-0160

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,192 sqft Heated Area
Gross Area3,545 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area61,550 sqft (1.41 acres)
Pool Area286 sqft
PorchOpen Porch
Patio Area328 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address511 NW 102ND ST
CityOKEECHOBEE
StateFL
Zip34972-7540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORANGE BLOSSOM RANCHES (PLAT BOOK 3 PAGE 9) LOTS 14, 15, 16, 17, 18, 19 & 20 BLOCK 12
Legal Range35E
Legal Township36S
Legal Section15
Legal SubdivisionORANGE BLOSSOM RANCHES
Legal Block12
Legal Lot Number14 15
JurisdictionOKEECHOBEE FL
Township / Civil DivisionNORTH OKEECHOBEE
Census Block Group3
Census Block3058
Census Tract910101

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address511 NW 102ND ST, OKEECHOBEE, FL 34972-7540
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2022Deed of Trust, Mortgage · Conventional Mortgage
MIDFLORIDA CU
Jun 12, 2020Loan Modification, Mortgage
MIDFLORIDA CU
Sep 27, 2019Trustee's Deed, Construction Loan · Construction Mortgage
MIDFLORIDA CU ISAOA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2019 · Amount on Record
Deed SaleJan 31, 2019 · Amount on Record
Prior SaleOct 23, 2018 · Amount on Record
Deed Document Number2019001034
Record UpdatedJun 8, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address511 NW 102ND ST, OKEECHOBEE, FL 34972-7540
Transaction TypeMortgage
Record UpdatedMar 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 NW 102ND ST, OKEECHOBEE, FL 34972-7540

Mortgage

Document Number0000010388
DateJul 29, 2022
Instrument2022010388
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.12%
Type Change DateAug 1, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change6.12%
Index1-Year CMT
Max Rate8.12%

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOKEECHOBEE FL
Property Address511 NW 102ND ST, OKEECHOBEE, FL 34972-7540
Document Number0000005967
Instrument DateJun 12, 2020
Transaction TypeMortgage
Record UpdatedJul 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005967
DateJun 26, 2020
Instrument5967
Lender
NameMIDFLORIDA CU
AddressLAKELAND, FL 33803
Agreement
AmountAmount Recorded
Term360 Months
DueJun 25, 2050
Interest
Rate TypeFixed Rate
Rate5%

September 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionOKEECHOBEE FL
Recording DateSep 27, 2019
Property Address511 NW 102ND ST, OKEECHOBEE, FL 34972-7540
Document Number0008310558
Book / Page000831 / 000558
Instrument DateSep 23, 2019
Instrument10007
Transaction TypeConstruction Loan
Record UpdatedOct 30, 2019
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 NW 102ND ST OKEECHOBEE FL 349727540, OKEECHOBEE, FL 34972-7540

Mortgage

Document Number8310558
DateSep 27, 2019
Book Page000831/000558
Instrument10007
Lender
NameMIDFLORIDA CU ISAOA
TypeCredit Union
AddressLAKELAND, FL 33802-8008
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueSep 26, 2049

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,900.00 (-5.18%) Homeowner's exemption$470,884 (+6.72%)$475,253 (-6.91%) Land $70,000 Building $405,253
2023$6,222.00 (-2.84%) Homeowner's exemption$441,228 (+3%)$510,506 (+19.17%) Land $45,750 Building $464,756
2022$6,404.00$428,377 Land $40,000 Building $388,377$428,377 Land $40,000 Building $388,377

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies34 in force
Nearby Flood Claims12 (2004–2008)
Most Recent ClaimAug 2008 · Tropical Storm Fay
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 3 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 66% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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