650 Nathan McDaniel Dr, Nebo, NC 28761 Property Records

McDowell County property record for 650 Nathan McDaniel Dr, Nebo, NC 28761

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,260 sqft · built 2004
Lot Size	1.19 acres (51,836 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Nov 2020)
Tax Bill	$1,865 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1647-00-77-9470`

Property Details

APN / Parcel Number

Primary APN	`1647-00-77-9470`
Alternative APN	`73899`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,260 sqft Heated Area
Basement Area	420 sqft
Finished Basement	420 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Logs
Roof Type	Gable
Roof Material	Asbestos
Lot Area	51,836 sqft (1.19 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	73899
Street Address	650 NATHAN MCDANIEL DR
City	NEBO
State	NC
Zip	28761-6104
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LT 72 HIDDEN LAKE S/D PHASE 3 1.19 AC
Legal Subdivision	HIDDEN LAKE
Legal Phase	3
Legal Lot Number	72
Jurisdiction	MCDOWELL NC
Township / Civil Division	DYSARTSVILLE
Census Block Group	2
Census Block	2043
Census Tract	970903

Owner

650 Nathan McDaniel Dr, a rural home, is owned and occupied by an individual who bought it in November 2020.

Source: McDowell County records, as of September 29, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	650 NATHAN MCDANIEL DR, NEBO, NC 28761-6104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 9, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2020 · Amount on File
Deed Sale	Nov 25, 2020 · Amount on File
Prior Sale	Jun 9, 2017 · Amount on File
Deed Document Number	0001331554
Deed Book / Page	1331 / 554
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Nov 25, 2020
Property Address	650 NATHAN MCDANIEL DR, NEBO, NC 28761-6104
Document Number	0013310554
Book / Page	1331 / 554
Map Reference	MB 9 PG 18&19
Instrument Date	Nov 19, 2020
Instrument	2020006293
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 NATHAN MCDANIEL DR, NEBO, NC 28761-6104

Mortgage

Document Number	2020006294
Date	Nov 25, 2020
Instrument	2020006294

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jun 9, 2017
Property Address	650 NATHAN MCDANIEL DR, NEBO, NC 28761-6104
Document Number	0012150161
Book / Page	1215 / 0161
Map Reference	MB 9 PG 18&19
Instrument Date	Jun 9, 2017
Instrument	2017002748
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$416.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	650 NATHAN MCDANIEL DR, NEBO, NC 28761-6104

Mortgage

Document Number	2017002749
Date	Jun 9, 2017
Instrument	2017002749

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 650 Nathan McDaniel Dr was $1,865.

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,865.00	$275,080 Land $50,000 Building $225,080
2023	$1,810.00	$275,080 Land $50,000 Building $225,080	$275,080 Land $50,000 Building $225,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 650 Nathan McDaniel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 650 Nathan McDaniel Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	115 / 7
Skyrunner Fixed Wireless	25 / 10

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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