McDowell County property record for 642 Nathan McDaniel Dr, Nebo, NC 28761 · Last verified July 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,338 sqft · built 2004 |
| Lot Size | 1.29 acres (56,192 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Oct 2021) |
| Tax Bill | $2,273 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Oct 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1647-00-87-1370 |
| Primary APN | 1647-00-87-1370 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,338 sqft Heated Area |
| Gross Area | 2,472 sqft |
| 1st Floor Area | 888 sqft |
| Basement Area | 888 sqft |
| Finished Basement | 888 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Logs |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 56,192 sqft (1.29 acres) |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 76235 |
|---|---|
| Street Address | 642 NATHAN MCDANIEL DR |
| City | NEBO |
| State | NC |
| Zip | 28761-6104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 1.29 AC LOT 71 PB 9/18 |
| Legal Subdivision | HIDDEN LAKE S/D |
| Legal Phase | 3 |
| Legal Lot Number | 71 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | DYSARTSVILLE |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 970903 |
Source: McDowell County records · APN 1647-00-87-1370
Assessment roll updated September 30, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 642 NATHAN MCDANIEL DR, NEBO, NC 28761-6104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 06, 2026 | Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORPORATION |
| Oct 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Aug 28, 2020 | Foreclosure ATTORNEY ONLY |
| Nov 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHEAST TX HSNG FIN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 29, 2021 · Amount on Record |
| Deed Sale | Oct 29, 2021 · Amount on Record |
| Prior Sale | Aug 28, 2020 · Amount on Record |
| Deed Document Number | 20217032 |
| Deed Book / Page | 1375 / 379 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Jul 06, 2026 |
| Property Address | 642 NATHAN MCDANIEL DR, NEBO, NC 28761-6104 |
| Document Number | 0000003210 |
| Book / Page | 1543 / 920 |
| Instrument Date | Jul 01, 2026 |
| Instrument | 20263210 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | 2020 TITLE LLC, 2020 TITLE |
| Name | Verified Name |
|---|---|
| Address | 642 NATHAN MCDANIEL DR, NEBO, NC 28761-6104 |
| Document Number | 0000003210, |
|---|---|
| Date | Jul 06, 2026 |
| Book Page | 1543/920 |
| Instrument | 20263210 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2041 |
| Rate | 5.79% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Oct 29, 2021 |
| Property Address | 642 NATHAN MCDANIEL DR, NEBO, NC 28761-6104 |
| Document Number | 0013750379 |
| Book / Page | 1375 / 379 |
| Map Reference | MB 9 PG 18&19 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 2021007032 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | BARRISTERS TITLE SERVICES/THE CARO, BARRISTERS TTL SVCS OF CAROL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 305 DANCING WATER DR, CHESNEE, SC 29323-8027 |
| Name | Verified Name |
|---|---|
| Address | 642 NATHAN MCDANIEL DR, NEBO, NC 28761-6104 |
| Document Number | 2021007033 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021007033 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Aug 28, 2020 |
| Property Address | 642 NATHAN MCDANIEL DR, NEBO, NC 28761-6104 |
| Document Number | 0013200715 |
| Book / Page | 001320 / 000715 |
| Instrument Date | Mar 09, 2020 |
| Instrument | 4316 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $302.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 305 DANCING WATER DR CHESNEE SC 293238027, CHESNEE, SC 29323-8027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 642 NATHAN MCDANIEL DR, NEBO, NC 28761-6104 |
| Document Number | 0012300673 |
| Instrument Date | Nov 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2018 |
| Name | Verified Name |
|---|---|
| Address | 642 NATHAN MCDANIEL DR NEBO NC 287616104, NEBO, NC 28761-6104 |
| Document Number | 0012300673 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 001230/000673 |
| Instrument | 5756 |
| Name | SOUTHEAST TX HSNG FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | RALEIGH, NC 27611-8066 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: McDowell County records · Assessment roll updated September 30, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,273.00 (+3.04%) | $335,290 (-) Land $50,000 Building $285,290 | |
| 2023 | $2,206.00 | $335,290 Land $50,000 Building $285,290 | $335,290 Land $50,000 Building $285,290 |
Source: FEMA National Flood Hazard Layer, McDowell County (37111C), updated December 13, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371119709032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,613 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fixed Wireless | 300 / 20 |
| Frontier | DSL | 115 / 7 |
| Skyrunner | Fixed Wireless (unlicensed) | 25 / 10 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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