645 James St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 645 James St, Chicopee, MA 01020 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,200 sqft · built 1953
Lot Size0.166 acres (7,213 sqft)
OwnerIndividual Name on File
Last Sale$334,900 (Apr 2023)
Tax Bill$4,660 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN673-00032

Property Details

APN / Parcel Number

Primary APN673-00032
Alternative APN
  • CHIC M:0673 P:00032

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,200 sqft Living Area
Gross Area3,543 sqft
1st Floor Area1,056 sqft
Basement Area1,056 sqft
Unfinished Basement1,056 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,213 sqft (0.166 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number673-00032
Street Address645 JAMES ST
CityCHICOPEE
StateMA
Zip01020-3913
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group4
Census Block4008
Census Tract811302

Owner

Source: Hampden County and Chicopee City records · APN 673-00032

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address645 JAMES ST, CHICOPEE, MA 01020-3913
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 12, 2023 · Amount on Record
Deed SaleApr 12, 2023 · Amount on Record
Prior SaleSep 23, 2016 · Amount on Record
Deed Book / Page24968 / 555
Transfer Doc18811-235
Record UpdatedJun 08, 2026

April 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateApr 12, 2023
Property Address645 JAMES ST, CHICOPEE, MA 01020-3913
Document Number024968-555
Book / Page24968 / 555
Instrument DateApr 12, 2023
Instrument16493
Transaction TypeTransfer
Record UpdatedApr 28, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 JAMES ST, CHICOPEE, MA 01020-3913

Mortgage

Document Number0000016494
DateApr 12, 2023
Instrument16494
Lender
NameMORTGAGE EQUITY PARTNERS LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number024968-575
DateApr 12, 2023
Book Page24968/575
Instrument16495
Lender
NameMORTGAGE EQUITY PARTNERS LLC
TypeMortgage Company
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,660.00 (+5.48%)$307,400 (+2.71%) Land $95,800 Building $211,600$393,680
2024$4,418.00 (+8.58%)$299,300 (+11.43%) Land $94,000 Building $205,300
2023$4,069.00$268,600 Land $85,400 Building $183,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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