Cherokee County property record for 650 Haywagon Ln, Murphy, NC 28906 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 904 sqft · built 2008 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | Individual Name on File |
| Last Sale | $234,500 (Jun 2021) |
| Tax Bill | $972 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jun 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 447900602524000 |
| Primary APN | 447900602524000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 904 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 41,382 sqft (0.95 acres) |
| Lot Dimensions | 400 ft deep x 30 ft wide |
| Porch | Open Porch |
| Porch Area | 272 sqft |
| Deck Area | 9 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 54747 |
|---|---|
| Street Address | 650 HAYWAGON LN |
| City | MURPHY |
| State | NC |
| Zip | 28906-6051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3-B-2 AVALON WOODS 1593/493 |
| Legal Lot Number | 3-2 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | NOTLA |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 930502 |
Source: Cherokee County records · APN 447900602524000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 650 HAYWAGON LN, MURPHY, NC 28906-6051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 02, 2021 | Warranty Deed, Transfer |
| Aug 10, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 02, 2021 · Amount on Record |
| Deed Sale | Jun 02, 2021 · Amount on Record |
| Prior Sale | Aug 10, 2018 · Amount on Record |
| Deed Document Number | 3687 |
| Deed Book / Page | 1682 / 655 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 650 HAYWAGON LN, MURPHY, NC 28906-6051 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 650 RAYWAGON LN, MURPHY, NC 28906 |
| Document Number | 001721/446 |
|---|---|
| Date | Sep 23, 2022 |
| Book Page | 1721/446 |
| Instrument | 6173 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 22, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jun 02, 2021 |
| Property Address | 650 HAYWAGON LN, MURPHY, NC 28906-6051 |
| Document Number | 1682/655 |
| Book / Page | 1682 / 655 |
| Instrument Date | May 25, 2021 |
| Instrument | 3687 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $469.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 508 N LAKESHORE DR, 508, GILBERT, SC 29054-9327 |
| Name | Verified Name |
|---|---|
| Address | 650 HAYWAGON LN, MURPHY, NC 28906-6051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Aug 10, 2018 |
| Property Address | 650 HAYWAGON LN, MURPHY, NC 28906-6051 |
| Document Number | 01593/0493 |
| Book / Page | 01593 / 0493 |
| Instrument Date | Aug 08, 2018 |
| Instrument | 03838 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $296.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5027 GARDENIA CIR, 5027, MARIETTA, GA 30068-4614 |
| Name | Verified Name |
|---|---|
| Address | 599 JOHN NUNN HWY, SALLEY, SC 29137-9752 |
| Document Number | 03839 |
|---|---|
| Date | Aug 10, 2018 |
| Instrument | 03839 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $972.00 | $134,600 (-) | $134,600 (-) Land $11,500 Building $123,100 |
| 2023 | $134,600 | $134,600 Land $11,500 Building $123,100 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399305022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Moderate above 65% of the US · above 88% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 400 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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