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505 Haywagon Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 505 Haywagon Ln, Murphy, NC 28906

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,200 sqft · built 2024
Lot Size1.5 acres (65,340 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Aug 2021)
Tax Bill$567 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
May 2021 Foreclosure
Flood ZoneZone X (minimal risk)
APN447900604363000

Property Details

APN / Parcel Number

Primary APN447900604363000
Alternative APN
  • 55513

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,200 sqft Heated Area
FlooringWood
Interior WallsPlaster
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialAsphalt
Lot Area65,340 sqft (1.5 acres)
Lot Dimensions390 ft deep x 190 ft wide
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number55513
Street Address505 HAYWAGON LN
CityMURPHY
StateNC
Zip28906-6073
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2A AVALON WOODS 1681/1472
Legal Lot Number2A
JurisdictionCHEROKEE NC
Township / Civil DivisionNOTLA
Census Block Group2
Census Block2028
Census Tract930502

Owner

Source: Cherokee County records · APN 447900604363000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address505 HAYWAGON LN, MURPHY, NC 28906-6073
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Warranty Deed, Transfer · Conventional Mortgage
LOCAL GOVERNMENT FCU
May 27, 2021Trustee's Deed, Foreclosure
Foreclosure Auction

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 31, 2021 · Amount on Record
Deed SaleAug 31, 2021 · Amount on Record
Prior SaleMay 27, 2021 · Amount on Record
Deed Document Number5838
Deed Book / Page1689 / 1224
Record UpdatedJun 08, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateAug 31, 2021
Property Address505 HAYWAGON LN, MURPHY, NC 28906-6073
Document Number1689/1224
Book / Page1689 / 1224
Instrument DateJul 17, 2021
Instrument5838
Transaction TypeTransfer
Record UpdatedSep 15, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$290.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 HAYWAGON LN, MURPHY, NC 28906-6073

Mortgage

Document Number16891227
DateAug 31, 2021
Instrument1689/1227
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3.15%
Type Change DateJan 09, 2026
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change5.15%
IndexOther
Max Rate3.75%

May 2021: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCHEROKEE NC
Recording DateMay 27, 2021
Property Address505 HAYWAGON LN, MURPHY, NC 28906-6073
Document Number1681/1472
Book / Page1681 / 1472
Instrument DateMay 24, 2021
Instrument3547
Transaction TypeForeclosure
Record UpdatedJun 09, 2021

Transaction

AmountAmount Recorded
Tax$202.00
Amount AccuracyFull Amount Stated
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5510 W US HIGHWAY 64, MURPHY, NC 28906-3758
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$567.00$86,130 (-29.3%)$86,130 (-29.3%) Land $11,500 Building $74,630
2023$121,820$121,820 Land $11,500 Building $110,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), as of February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399305022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskModerate
above 65% of the US · above 87% of North Carolina
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		25 / 3

Based on FCC filings for 9 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Haywagon Ln

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