650 E Main St, West Lafayette, OH 43845 Property Records

Coshocton County property record for 650 E Main St, West Lafayette, OH 43845

Property Summary

Property TypeSingle Family Home
Details5 bd · 1.5 ba · 3,360 sqft · built 1900
Lot Size0.918 acres (39,988 sqft)
Owner2 Individual Names on File
Tax Bill$3,114 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN002221-5

Property Details

APN / Parcel Number

Primary APN002221-5
Alternative APN
  • 0180000158900

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area3,360 sqft Living Area
1st Floor Area1,680 sqft
Upper Floors Area1,680 sqft
AtticAttic
Attic Area1,680 sqft
Basement Area840 sqft
Unfinished Basement840 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialWood
Construction TypeFrame
Lot Area39,988 sqft (0.918 acres)
TerrainRolling
View / LotHigh Traffic Area
Garage TypeDetached
Garage Area840 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area32 sqft
Lean-To144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number002221-5
Street Address650 E MAIN ST
CityWEST LAFAYETTE
StateOH
Zip43845-1268
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 1 10 DOC 2106
Legal SubdivisionCOLLEGE PARK TO WEST LAFAYETTE
JurisdictionCOSHOCTON OH
Township / Civil DivisionLAFAYETTE
Census Block Group2
Census Block2010
Census Tract961800

Owner

650 E Main St is owned and occupied by two individuals who acquired it in December 2011.

Source: Coshocton County records, as of April 17, 2026

Owner of Record2 Individual Names on File
Mailing Address650 E MAIN ST, WEST LAFAYETTE, OH 43845-1268
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 30, 2011
Transfer Doc000562/063
Record UpdatedJun 8, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOSHOCTON OH
Recording DateApr 6, 2026
Property Address650 E MAIN ST, WEST LAFAYETTE, OH 43845-1268
Document Number0000001292
Book / Page811 / 1653
Instrument DateMar 27, 2026
Instrument20261292
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address650 E MAIN ST, WEST LAFAYETTE, OH 43845-1268

Mortgage

Document Number0000001292,
DateApr 6, 2026
Book Page811/1653
Instrument20261292
Lender
NamePEOPLES BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate5.98%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 650 E Main St was $3,114 with a homeowner's exemption.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateOhio
CountyCoshocton County
County SubdivisionLafayette Township
Unified School DistrictRidgewood Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,114.00$80,980 Land $11,250 Building $69,730$231,350 Land $32,130 Building $199,220
2023$2,384.00 (-2.61%) Homeowner's exemption$63,596 (-) Land $7,522 Building $56,074
2022$2,448.00 Homeowner's exemption$63,596 Land $7,522 Building $56,074
2021$181,700 Land $21,490 Building $160,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 650 E Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 650 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Smart Way Communications.

Nearby Properties on E Main St

Nearby Streets

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