621 E Main St, West Lafayette, OH 43845 Property Records

Coshocton County property record for 621 E Main St, West Lafayette, OH 43845

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,862 sqft · built 1915
Lot Size	0.183 acres (7,950 sqft)
Owner	2 Individual Names on File
Last Sale	$184,000 (Sep 2023)
Tax Bill	$1,619 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Nov 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`002137-3`

Property Details

APN / Parcel Number

Primary APN	`002137-3`
Alternative APN	`0180000063100`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,862 sqft Living Area
1st Floor Area	1,022 sqft
Upper Floors Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	7,950 sqft (0.183 acres)
Lot Dimensions	150 ft deep x 53 ft wide
View / Lot	High Traffic Area
Garage Type	Detached
Garage Area	1,024 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	192 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	002137-3
Street Address	621 E MAIN ST
City	WEST LAFAYETTE
State	OH
Zip	43845-1223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN-LOT 9 53 X 150 A MARX ADDITION
Legal Subdivision	PETER MARX ADDITION
Legal Lot Number	9
Jurisdiction	COSHOCTON OH
Township / Civil Division	LAFAYETTE
Census Block Group	4
Census Block	4010
Census Tract	961800

Owner

621 E Main St is owned and occupied by two individuals who bought it in September 2023.

Source: Coshocton County records, as of April 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	151 44TH ST SW, GRANDVILLE, MI 49418-3220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Warranty Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP
Nov 10, 2022	Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC
Apr 16, 2021	Deed of Trust, Mortgage · FHA Mortgage MID-AMERICAN MORTGAGE INC
Aug 8, 2019	Warranty Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC
Aug 2, 2019	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2023 · Amount on File
Deed Sale	Sep 6, 2023 · Amount on File
Prior Sale	Aug 8, 2019 · Amount on File
Deed Document Number	20233536
Deed Book / Page	797 / 4486
Prior Transfer Date	Jul 31, 2019
Prior Transfer Doc	00773/5447
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Sep 6, 2023
Property Address	621 E MAIN ST, WEST LAFAYETTE, OH 43845-1223
Document Number	00797/4486
Book / Page	797 / 4486
Map Reference	MB 1 PG 234
Instrument Date	Aug 31, 2023
Instrument	202300003536
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	ALBAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	621 E MAIN ST, WEST LAFAYETTE, OH 43845-1223

Mortgage

Document Number	202300003537
Date	Sep 6, 2023
Instrument	202300003537

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	621 E MAIN ST, WEST LAFAYETTE, OH 43845-1223
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00793/4267
Date	Nov 10, 2022
Book Page	793/4267
Instrument	202200004852

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	621 E MAIN ST, WEST LAFAYETTE, OH 43845-1223
Transaction Type	Mortgage
Record Updated	Apr 30, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 E MAIN ST, WEST LAFAYETTE, OH 43845-1223

Mortgage

Document Number	784/2385
Date	Apr 16, 2021
Book Page	784/2385
Instrument	202100001847

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	232 Months
Due	Aug 1, 2040

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Aug 8, 2019
Property Address	621 E MAIN ST, WEST LAFAYETTE, OH 43845-1223
Document Number	00773/5965
Book / Page	773 / 5965
Map Reference	MB 1 PG 234
Instrument Date	Jul 31, 2019
Instrument	201900003155
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	201900003156
Date	Aug 8, 2019
Instrument	201900003156

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

August 2019: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	COSHOCTON OH
Recording Date	Aug 2, 2019
Property Address	621 E MAIN ST, WEST LAFAYETTE, OH 43845-1223
Document Number	00773/5447
Book / Page	773 / 5447
Map Reference	MB 1 PG 234
Instrument Date	Jul 31, 2019
Instrument	201900003046
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 E MAIN ST, WEST LAFAYETTE, OH 43845-1223

Tax Assessment & Valuation

The 2025 property tax bill for 621 E Main St was $1,619 with a homeowner's exemption.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
County Subdivision	Lafayette Township
Unified School District	Ridgewood Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,619.00	$42,050 Land $6,370 Building $35,680	$120,140 Land $18,210 Building $101,930
2023	$1,183.00 (-2.71%) Homeowner's exemption	$31,507 (-) Land $4,263 Building $27,244
2022	$1,216.00 Homeowner's exemption	$31,507 Land $4,263 Building $27,244
2021			$90,020 Land $12,180 Building $77,840

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 621 E Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1998 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 621 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGEWOOD TERRACE private · serves 87 people · EPA ID OH1600212
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smart Way Communications.

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