650 E Madison Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 650 E Madison Ave, El Cajon, CA 92020 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,118 sqft · built 1957
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on File
Last Sale$700,000 (Mar 2026)
Tax Bill$6,691 (2025)
Deeds & MortgagesApr 2021 Mortgage
Mar 2026 Sale & Mortgage
+ 4 more
Flood ZoneZone X (moderate risk)
APN483-371-18-00

Property Details

APN / Parcel Number

Primary APN483-371-18-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,118 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Lot Area6,000 sqft (0.138 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address650 E MADISON AVE
CityEL CAJON
StateCA
Zip92020-3816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 31 TR 003327
Legal SubdivisionJOEY MANOR
Legal Tract003327
Legal Block3
Legal Lot Number31
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3003
Census Tract16301

Owner

Source: San Diego County records · APN 483-371-18-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address650 E MADISON AVE, EL CAJON, CA 92020-3816
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 04, 2026Grant Deed, Transfer · FHA Mortgage
UNION HOME MORTGAGE CORP
Sep 14, 2017Quit Claim Deed, Transfer
FIDELITY NATIONAL TITLE
Sep 14, 2017Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 22, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Mar 22, 2017Loan Modification, Mortgage · FHA Mortgage
GUILD MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 04, 2026 · Amount on Record
Deed SaleMar 04, 2026 · Amount on Record
Prior SaleSep 14, 2017 · Amount on Record
Deed Document Number202660441
Prior Transfer DateSep 13, 2017
Prior Transfer Doc0000423190
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address650 E MADISON AVE, EL CAJON, CA 92020-3816
Transaction TypeMortgage
Record UpdatedMar 11, 2026
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000273920
DateApr 08, 2021
Instrument2021-0273920
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

March 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 04, 2026
Property Address650 E MADISON AVE, EL CAJON, CA 92020-3816
Document Number0000060441
Map ReferenceMAP 3327
Instrument DateFeb 23, 2026
Instrument2026-0060441
Transaction TypeTransfer
Record UpdatedMar 11, 2026
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address650 E MADISON AVE, EL CAJON, CA 92020-3816

Mortgage

Document Number0000060442
DateMar 04, 2026
Instrument2026-0060442
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateSep 14, 2017
Property Address650 E MADISON AVE, EL CAJON, CA 92020-3816
Document Number0000423190
Instrument DateSep 13, 2017
Instrument423190
Transaction TypeTransfer
Record UpdatedSep 19, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address650 E MADISON AVE EL CAJON CA 920203816, EL CAJON, CA 92020-3816

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 14, 2017
Property Address650 E MADISON AVE, EL CAJON, CA 92020-3816
Document Number0000423189
Map ReferenceMAP3327
Instrument DateAug 18, 2017
Instrument2017-0423189
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address650 E MADISON AVE, EL CAJON, CA 92020-3816

Mortgage

Document Number0000423191
DateSep 14, 2017
Instrument2017-0423191
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address650 E MADISON AVE, EL CAJON, CA 92020-3816
Document Number0000162404
Instrument DateMar 22, 2017
Transaction TypeMortgage
Record UpdatedApr 18, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address650 E MADISON AVE EL CAJON CA 920203816, EL CAJON, CA 92020-3816

Mortgage

Document Number0000162404
DateApr 11, 2017
Instrument162404
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 10, 2047

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address650 E MADISON AVE, EL CAJON, CA 92020-3816
Document Number0000159907
Instrument DateMar 22, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address650 E MADISON AVE EL CAJON CA 920203816, EL CAJON, CA 92020-3816

Mortgage

Document Number0000159907
DateApr 10, 2017
Instrument159907
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92186-5304
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 09, 2047
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$496,721 (+2%) Land $255,459 Building $241,262
2025$6,691.00 (+5.85%) Homeowner's exemption$486,982 (+4.04%) Land $250,450 Building $236,532
2023$6,321.00 (+0.73%) Homeowner's exemption$468,075 Land $240,726 Building $227,349
2022$6,275.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730163013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 456 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, T-Mobile USA, California Internet, Verizon, Wyyerd Group, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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