626 E Madison Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 626 E Madison Ave, El Cajon, CA 92020 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,118 sqft · built 1957
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$735,000 (Aug 2025)
Tax Bill	$6,670 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`483-371-20-00`

Property Details

APN / Parcel Number

Primary APN	`483-371-20-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,118 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Stucco
Roof Material	Gravel
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	60 ft deep x 100 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	626 E MADISON AVE
City	EL CAJON
State	CA
Zip	92020-3816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 TR 003327
Legal Subdivision	JOEY MANOR
Legal Tract	003327
Legal Block	3
Legal Lot Number	33
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3003
Census Tract	16301

Owner

Source: San Diego County records · APN 483-371-20-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	626 E MADISON AVE, EL CAJON, CA 92020-3816
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 08, 2026	Deed of Trust, Mortgage · Conventional Mortgage KD FINANCIAL SERVICES INC
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage WORLD WIDE CREDIT CORP
Aug 01, 2019	Deed of Trust, Mortgage · Conventional Mortgage MIKE AQRAWI
Aug 01, 2019	Grant Deed, Transfer · Conventional with PMI WORLD WIDE CREDIT
Jun 30, 2017	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
May 31, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 01, 2025 · Amount on Record
Deed Sale	Aug 01, 2025 · Amount on Record
Prior Sale	Aug 01, 2019 · Amount on Record
Deed Document Number	2025210910
Prior Transfer Date	May 25, 2017
Prior Transfer Doc	0000242451
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 08, 2026
Property Address	626 E MADISON AVE, EL CAJON, CA 92020-3816
Document Number	0000096553
Instrument Date	Mar 27, 2026
Instrument	202696553
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167

Mortgage

Document Number	0000096553,
Date	Apr 08, 2026
Instrument	202696553

Lender

Name	KD FINANCIAL SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	626 E MADISON AVE, EL CAJON, CA 92020-3816
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 EASTY MADISON AVENU, EL CAJON, CA 92020

Mortgage

Document Number	0000595713
Date	Aug 20, 2021
Instrument	2021-0595713

Lender

Name	WORLD WIDE CREDIT CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	626 E MADISON AVE, EL CAJON, CA 92020-3816
Document Number	0000328541
Instrument Date	Aug 01, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1160 N MOLLISON AVE EL CAJON CA 920214789, EL CAJON, CA 92021-4789

Mortgage

Document Number	0000328541
Date	Aug 06, 2019
Instrument	328541

Lender

Name	MIKE AQRAWI
Address	2457 SAINT ANNE DR, EL CAJON, CA 92019-4402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 01, 2019
Property Address	626 E MADISON AVE, EL CAJON, CA 92020-3816
Document Number	0000320007
Instrument Date	Jul 12, 2019
Instrument	320007
Transaction Type	Transfer
Record Updated	Aug 08, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$497.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 E MADISON AVE EL CAJON CA 920203816, EL CAJON, CA 92020-3816

Mortgage

Document Number	320008
Date	Aug 01, 2019
Instrument	320008

Lender

Name	WORLD WIDE CREDIT
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2049

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2017
Property Address	626 E MADISON AVE, EL CAJON, CA 92020-3816
Document Number	0000299336
Instrument Date	Jun 01, 2017
Instrument	299336
Transaction Type	Transfer
Record Updated	Jul 10, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$453.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	626 E MADISON AVE EL CAJON CA 920203816, EL CAJON, CA 92020-3816

Mortgage

Document Number	299337
Date	Jun 30, 2017
Instrument	299337

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 31, 2017
Property Address	626 E MADISON AVE, EL CAJON, CA 92020-3816
Document Number	0000242451
Instrument Date	May 25, 2017
Instrument	242451
Transaction Type	Transfer
Record Updated	Jun 06, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	626 E MADISON AVE EL CAJON CA 920203816, EL CAJON, CA 92020-3816

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$735,000 (+48.69%) Land $406,527 Building $328,473
2025	$6,670.00 (+6.72%)	$494,321 (+4.04%) Land $273,408 Building $220,913
2024	$6,250.00 (+3.91%)
2023	$6,015.00 (-1.51%) Homeowner's exemption	$475,129 Land $262,793 Building $212,336
2022	$6,107.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730163013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 456 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, T-Mobile USA, California Internet, Verizon, Wyyerd Group, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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