650 E Grant St, Watseka, IL 60970 Property Records

Iroquois County property record for 650 E Grant St, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.246 acres (10,743 sqft)
Owner	Individual Name on Record
Last Sale	$106,500 (May 2021)
Tax Bill	$3,509 (2025)
Deeds & Mortgages	Mar 2023 Second Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`26 04 126 019`

Property Details

APN / Parcel Number

Primary APN	`26 04 126 019`

Exterior

Lot Area	10,743 sqft (0.246 acres)

Location & Zoning

Street Address	650 E GRANT ST
City	WATSEKA
State	IL
Zip	60970-1813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PORTER MARTINS 3RD ADD LT 6 & W 15' LT 7 CITY OF WATSEKA
Legal Subdivision	PORTER MARTINS 3RD ADD
Legal Lot Number	6,7
Jurisdiction	IROQUOIS IL
Township / Civil Division	BELMONT
Census Block Group	1
Census Block	1000
Census Tract	950500

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	650 E GRANT ST, WATSEKA, IL 60970-1813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
May 10, 2021	Warranty Deed, Transfer · FHA Mortgage FLANAGAN STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2021 · Amount on Record
Deed Sale	May 10, 2021 · Amount on Record
Prior Sale	Dec 12, 2013 · Amount on Record
Deed Document Number	20211880
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	650 E GRANT ST, WATSEKA, IL 60970-1813
Transaction Type	Mortgage
Record Updated	Apr 7, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 E GRANT ST, WATSEKA, IL 60970-1813

Mortgage

Document Number	00023R0726
Date	Mar 17, 2023
Instrument	23R0726

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Jan 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	May 10, 2021
Property Address	650 E GRANT ST, WATSEKA, IL 60970-1813
Document Number	21R1880
Map Reference	MB E PG 265
Instrument Date	May 10, 2021
Instrument	21R1880
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.75
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2109 GARFIELD ST, 2109, LEBANON, IN 46052-3109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 E GRANT ST, WATSEKA, IL 60970-1813

Mortgage

Document Number	21R1881
Date	May 10, 2021
Instrument	21R1881

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Belmont Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,509.00 (+29.96%)	$42,570 (+24.58%) Land $9,970 Building $32,600	$127,710 (+24.58%) Land $29,910 Building $97,800
2022	$2,700.00 Homeowner's exemption Disabled Person's exemption	$34,170 Land $8,010 Building $26,160	$102,510 Land $24,030 Building $78,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	28 (1981–2018)
Claims Outside the SFHA	1 of 28
Most Recent Claim	Feb 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2008 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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