644 E Grant St, Watseka, IL 60970 Property Records

Iroquois County property record for 644 E Grant St, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.213 acres (9,293 sqft)
Owner	Individual Name on Record
Last Sale	$62,500 (Jan 2026)
Tax Bill	$2,607 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2026 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`26 04 126 017`

Property Details

APN / Parcel Number

Primary APN	`26 04 126 017`

Exterior

Lot Area	9,293 sqft (0.213 acres)

Location & Zoning

Street Address	644 E GRANT ST
City	WATSEKA
State	IL
Zip	60970-1813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PORTER MARTINS 3RD ADD LT 4 CITY OF WATSEKA
Legal Subdivision	PORTER MARTINS 3RD ADD
Legal Lot Number	4
Jurisdiction	IROQUOIS IL
Township / Civil Division	BELMONT
Census Block Group	1
Census Block	1000
Census Tract	950500

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	425 N 4TH ST, CLIFTON, IL 60927-7235
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan FIRST TRUST & SAVINGS BANK OF WATSEKA
Jan 2, 2026	Deed, Transfer CHRISTOPHER PERRY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2026 · Amount on Record
Deed Sale	Jan 2, 2026 · Amount on Record
Deed Document Number	202625
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	644 E GRANT ST, WATSEKA, IL 60970-1813
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00025R3746
Date	Nov 4, 2025
Instrument	25R3746

Lender

Name	FIRST TRUST & SAVINGS BANK OF WATSEKA
Type	Bank
Address	WATSEKA, IL 60970

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	11 Months
Due	Oct 30, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jan 2, 2026
Property Address	644 E GRANT ST, WATSEKA, IL 60970-1813
Document Number	00026R0025
Map Reference	MB E PG 265
Instrument Date	Dec 31, 2025
Instrument	26R0025
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 N 4TH ST, CLIFTON, IL 60927-7235

Mortgage

Document Number	00026R0026
Date	Jan 2, 2026
Instrument	26R0026

Lender

Name	CHRISTOPHER PERRY
Type	Private Party

Agreement

Amount	Amount Recorded
Term	6 Months
Due	Jun 30, 2026

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Belmont Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,607.00 (+7.95%)	$31,680 (+5.99%) Land $7,930 Building $23,750	$95,040 (+5.99%) Land $23,790 Building $71,250
2024	$2,415.00 (+20.45%) Homeowner's exemption	$29,890 (+17.49%) Land $7,480 Building $22,410	$89,670 (+17.49%) Land $22,440 Building $67,230
2022	$2,005.00 Homeowner's exemption	$25,440 Land $6,370 Building $19,070	$76,320 Land $19,110 Building $57,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	28 (1981–2018)
Claims Outside the SFHA	1 of 28
Most Recent Claim	Feb 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2008 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

Nearby Properties on E Grant St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures