650 Concord Dr, Gallatin, TN 37066 Property Records

Sumner County property record for 650 Concord Dr, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	6 ba · 4,504 sqft · built 2023
Owner	2 Company Names on Record
Last Sale	$1,149,000 (Jul 2023)
Tax Bill	$4,081 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083125M B 00316`

Property Details

APN / Parcel Number

Primary APN	`083125M B 00316`
Alternative APN	`125M B 00316`

Interior

Full Baths	6 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	4,504 sqft Living Area

Exterior

Year Built	Built 2023
Exterior Material	Siding
Terrain	Rolling
Garage Type	Finished
Driveway	Driveway
Driveway Area	1,016 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	538 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	650 CONCORD DR
City	GALLATIN
State	TN
Zip	37066-3484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:12 DIST:11 CITY/MUNI/TWP:GALLATIN SUBD:VINEYARD SUB MAP REF:125M
Legal Subdivision	VINEYARD SUB
Legal Lot Number	12
Jurisdiction	SUMNER TN
Township / Civil Division	6
Census Block Group	1
Census Block	1024
Census Tract	20903

Owner

Source: Sumner County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	650 CONCORD DR, GALLATIN, TN 37066-3484
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 3, 2023 · Amount on Record
Deed Sale	Jul 3, 2023 · Amount on Record
Deed Document Number	1454822
Deed Book / Page	6192 / 141
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Jul 3, 2023
Property Address	650 CONCORD DR, GALLATIN, TN 37066-3484
Document Number	0061920141
Book / Page	6192 / 141
Map Reference	MB 34 PG 173
Instrument Date	Jun 30, 2023
Instrument	1454822
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 19, 2024
Title Company	STEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE COMPANY TN DIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,251.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 CONCORD DR, GALLATIN, TN 37066-3484

Mortgage

Document Number	0006192144
Date	Jul 3, 2023
Instrument	6192/144

Lender

Name	FIRST EQUITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,081.00	$287,175 Land $37,500 Building $249,675
2024			$1,148,700 Land $150,000 Building $998,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	19 (2010)
Claims Outside the SFHA	17 of 19
Most Recent Claim	Aug 2010 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20