641 Concord Dr, Gallatin, TN 37066 Property Records

Sumner County property record for 641 Concord Dr, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	4.25 ba · 3,307 sqft · built 2023
Lot Size	8.38 acres (365,033 sqft)
Owner	2 Company Names on File
Last Sale	$995,225 (Apr 2023)
Tax Bill	$3,255 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Sep 2023 Sale & Mortgage + 10 more
Flood Zone	Zone X (minimal risk)
APN	`083125M B 00303`

Property Details

APN / Parcel Number

Primary APN	`083125M B 00303`
Alternative APN	`125M B 00303`

Interior

Full Baths	4.25 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,307 sqft Living Area
1st Floor Area	1,995 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Lot Area	365,033 sqft (8.38 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	591 sqft
Driveway	Driveway
Driveway Area	988 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	641 CONCORD DR
City	GALLATIN
State	TN
Zip	37066-3485
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	VINEYARD SUB
Legal Lot Number	1
Jurisdiction	SUMNER TN
Township / Civil Division	6
Census Block Group	1
Census Block	1024
Census Tract	20903

Owner

Source: Sumner County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	641 CONCORD DR, GALLATIN, TN 37066-3485
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 21, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST EQUITY MORTGAGE INC
Apr 19, 2023	Warranty Deed, Subdivision Related Transfer STEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE COMPANY TN DIV
Apr 3, 2023	Warranty Deed, Subdivision Related Transfer · Closed-End Mortgage FIRST NATIONAL BANK
Mar 30, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST EQUITY MORTGAGE INC
Mar 8, 2023	Warranty Deed, Subdivision Related Transfer STEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE COMPANY TN DIV
Feb 24, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST EQUITY MORTGAGE INC
Feb 17, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST EQUITY MORTGAGE INC
May 25, 2022	Special Warranty Deed, Transfer MIDTOWN TITLE LLC
Dec 11, 2020	Warranty Deed, Transfer NOT AVAILABLE
Dec 11, 2020	Warranty Deed, Transfer NOT AVAILABLE
Feb 12, 2020	Loan Modification, Mortgage RELIANT BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 19, 2023 · Amount on Record
Deed Sale	Apr 19, 2023 · Amount on Record
Prior Sale	Apr 3, 2023 · Amount on Record
Deed Document Number	20231448185
Deed Book / Page	6148 / 163
Last Transfer Date	Oct 25, 2024
Transfer Doc	0064760518
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	641 CONCORD DR, GALLATIN, TN 37066-3485
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 BEECHHAVEN CIR, MOUNT JULIET, TN 37122-4831

Mortgage

Document Number	0061730589
Date	Jun 2, 2023
Book Page	6173/589
Instrument	1452084

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

September 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Sep 21, 2023
Property Address	641 CONCORD DR, GALLATIN, TN 37066-3485
Document Number	0062380723
Book / Page	6238 / 723
Map Reference	MB 34 PG 173
Instrument Date	Sep 20, 2023
Instrument	1462133
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 15, 2024
Title Company	STEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE COMPANY TN DIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,885.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 CONCORD DR, GALLATIN, TN 37066-3485

Mortgage

Document Number	0006238726
Date	Sep 21, 2023
Instrument	6238/726

Lender

Name	FIRST EQUITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

April 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Apr 19, 2023
Property Address	641 CONCORD DR, GALLATIN, TN 37066-3485
Document Number	0061480163
Book / Page	6148 / 163
Map Reference	MB 34 PG 173
Instrument Date	Mar 31, 2023
Instrument	1448185
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 15, 2024
Title Company	STEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE COMPANY TN DIV

Transaction

Amount	Amount Recorded
Tax	$3,682.33
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	664 CONCORD DR, GALLATIN, TN 37066-3484
Investor	Possibly a Property Investor

April 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Apr 3, 2023
Property Address	641 CONCORD DR, GALLATIN, TN 37066-3485
Document Number	0061380511
Book / Page	6138 / 511
Map Reference	MB 34 PG 173
Instrument Date	Mar 31, 2023
Instrument	1446665
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 15, 2024
Title Company	STEWART TITLE COMPANY TN DIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,640.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 CONCORD DR, GALLATIN, TN 37066-3485

Mortgage

Document Number	0061380514
Date	Apr 3, 2023
Book Page	6138/514
Instrument	1446666

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	HENDERSONVILLE, TN 37075

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2053

March 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Mar 30, 2023
Property Address	641 CONCORD DR, GALLATIN, TN 37066-3485
Document Number	0061360126
Book / Page	6136 / 126
Map Reference	MB 34 PG 173
Instrument Date	Mar 24, 2023
Instrument	1446286
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 15, 2024
Title Company	STEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE COMPANY TN DIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,656.16
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 CONCORD DR, GALLATIN, TN 37066-3484
Investor	Possibly a Property Investor

Mortgage

Document Number	0006136129
Date	Mar 30, 2023
Instrument	6136/129

Lender

Name	FIRST EQUITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

March 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Mar 8, 2023
Property Address	641 CONCORD DR, GALLATIN, TN 37066-3485
Document Number	0061240419
Book / Page	6124 / 419
Map Reference	MB 34 PG 173
Instrument Date	Mar 7, 2023
Instrument	1444348
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 15, 2024
Title Company	STEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE COMPANY TN DIV

Transaction

Amount	Amount Recorded
Tax	$5,159.39
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	676 CONCORD DR, GALLATIN, TN 37066-3484

February 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Feb 24, 2023
Property Address	641 CONCORD DR, GALLATIN, TN 37066-3485
Document Number	0061170864
Book / Page	6117 / 864
Map Reference	MB 34 PG 173
Instrument Date	Feb 23, 2023
Instrument	1443427
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 15, 2024
Title Company	STEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE COMPANY TN DIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,951.78
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	667 CONCORD DR, GALLATIN, TN 37066-3485

Mortgage

Document Number	0000061181
Date	Feb 24, 2023
Instrument	6118/1

Lender

Name	FIRST EQUITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

February 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Feb 17, 2023
Property Address	641 CONCORD DR, GALLATIN, TN 37066-3485
Document Number	0061140496
Book / Page	6114 / 496
Map Reference	MB 34 PG 173
Instrument Date	Feb 16, 2023
Instrument	1442813
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 15, 2024
Title Company	STEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE COMPANY TN DIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,607.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	661 CONCORD DR, GALLATIN, TN 37066-3485

Mortgage

Document Number	0006114499
Date	Feb 17, 2023
Instrument	6114/499

Lender

Name	FIRST EQUITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	May 25, 2022
Property Address	641 CONCORD DR, GALLATIN, TN 37066-3485
Document Number	0059510358
Book / Page	5951 / 358
Map Reference	MB 34 PG 173&174
Instrument Date	May 23, 2022
Instrument	1416664
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	MIDTOWN TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$6,493.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Dec 11, 2020
Property Address	LAKESHORE DR, GALLATIN, TN 37066
Document Number	0054330348
Book / Page	005433 / 000348
Instrument Date	Dec 4, 2020
Instrument	1341410
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$1,295.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1924 CUB VIEW DAVE GALLATIN TN 37066, GALLATIN, TN 37066

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Dec 11, 2020
Property Address	LAKESHORE DR, GALLATIN, TN 37066
Document Number	0054330299
Book / Page	005433 / 000299
Instrument Date	Dec 4, 2020
Instrument	1341399
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	543 CONCORD DR GALLATIN TN 37066, GALLATIN, TN 37066

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUMNER TN
Property Address	LAKESHORE DR, GALLATIN, TN 37066
Document Number	0051450364
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 WEATHERFORD PASS FRANKLIN TN 370648033, FRANKLIN, TN 37064-8033

Mortgage

Document Number	0051450364
Date	Feb 18, 2020
Book Page	005145/000364
Instrument	1300936

Lender

Name	RELIANT BK
Type	Bank
Address	GALLATIN, TN 37066

Agreement

Term	120 Months
Due	Feb 17, 2030

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,255.00 (+24.05%)	$229,075 (+166.52%) Land $37,500 Building $191,575
2024			$916,300 (+166.52%) Land $150,000 Building $766,300
2023	$2,624.00 (+52.47%)	$85,950 (+52.94%) Land $25,000 Building $60,950
2022	$1,721.00	$56,200 Land $56,200
2021			$343,800 Land $100,000 Building $243,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	19 (2010)
Claims Outside the SFHA	17 of 19
Most Recent Claim	Aug 2010 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20