Missoula County property record for 650 Big Flat Rd, Missoula, MT 59804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,916 sqft · built 1989 |
| Lot Size | 1.68 acres (73,181 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,042 (2025) |
| Deeds & Mortgages | Apr 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R0489451 |
| Primary APN | R0489451 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,916 sqft Living Area |
| Gross Area | 5,166 sqft |
| 1st Floor Area | 1,556 sqft |
| 2nd Floor Area | 1,088 sqft |
| Upper Floors Area | 768 sqft |
| Basement Area | 1,472 sqft |
| Finished Basement | 1,272 sqft |
| Unfinished Basement | 200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 73,181 sqft |
| View / Lot | Rural |
| Garage Type | Attached |
| Garage Area | 1,050 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 66 sqft |
| Deck Area | 590 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0005823248 |
|---|---|
| Street Address | 650 BIG FLAT RD |
| City | MISSOULA |
| State | MT |
| Zip | 59804-9210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | HIDDEN HEIGHTS, S27, T13 N, R20 W, LOT 17 |
| Legal Subdivision | HIDDEN HEIGHTS |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | LOLO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 902 |
650 Big Flat Rd is owned and occupied by two individuals.
Source: Missoula County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 650 BIG FLAT RD, MISSOULA, MT 59804-9210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | MISSOULA MT |
| Recording Date | Apr 4, 2022 |
| Property Address | 650 BIG FLAT RD, MISSOULA, MT 59804-9210 |
| Document Number | 0010731163 |
| Book / Page | 1073 / 1163 |
| Instrument Date | Apr 4, 2022 |
| Instrument | 202206005 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 650 BIG FLAT RD, MISSOULA, MT 59804-9210 |
The 2025 property tax bill for 650 Big Flat Rd was $7,042.
Source: Missoula County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Secondary School District | Missoula High School District (09 - 12) |
| Elementary School District | Target Range Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $991,300 (-) Land $337,388 Building $653,912 | $991,300 (-) Land $337,388 Building $653,912 | |
| 2025 | $7,042.00 | $991,300 | $991,300 Land $337,388 Building $653,912 |
| 2023 | $7,870.00 | $880,400 | $880,400 Land $306,743 Building $573,657 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 650 Big Flat Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 16 (1986–2018) |
| Claims Outside the SFHA | 7 of 16 |
| Most Recent Claim | Jun 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 650 Big Flat Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 77% of Montana |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CIS Fixed Wireless | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 25 / 3 |
| CenturyLink DSL | 10 / 1 |
May also be available: AT&T, Grizzly Broadband.
5G (outdoors only) and 4G LTE
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