650 3rd St NE, Cairo, GA 39828 Property Records

Grady County property record for 650 3rd St NE, Cairo, GA 39828

Property Summary

Property TypeAuto Repair, Garage
Details8,750 sqft · built 2000
Lot Size1.95 acres (84,942 sqft)
OwnerCompany Name on Record
Last Sale$750,000 (Jun 2025)
Tax Bill$8,227 (2025)
Deeds & MortgagesMar 2019 Mortgage
Oct 2013 Mortgage
+ 7 more
Flood ZoneZone X (minimal risk)
APNC0260-060-000

Property Details

APN / Parcel Number

Primary APNC0260-060-000
Alternative APNs
  • C0260060
  • 11949

Interior

Plumbing Fixtures4 Plumbing Fixtures
Stories1 Story
Building Area8,750 sqft Total Area
1st Floor Area10,250 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialWood
Roof MaterialConcrete
Lot Area84,942 sqft (1.95 acres)
Lot Dimensions393 ft deep x 216 ft wide
Canopy400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number11949
Street Address650 3RD ST NE
CityCAIRO
StateGA
Zip39828-1621
Property CategoryCommercial
Property TypeCommercial > Retail > Auto Repair, Garage
Legal SubdivisionFF-COM: 500.00
JurisdictionGRADY GA
Township / Civil DivisionCAIRO
Census Block Group3
Census Block3003
Census Tract950402

Owner

Source: Grady County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address650 3RD ST NE, CAIRO, GA 39828-1621
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2019Deed of Trust, Mortgage · Commercial Mortgage
UNITED NATIONAL BANK
Oct 9, 2013Deed of Trust, Mortgage · Commercial Mortgage
UNITED NATIONAL BANK
Jul 10, 2014Deed of Trust, Mortgage · Commercial Mortgage
CSRA LOCAL DEVELOPMENT
Jul 10, 2014Deed of Trust, Mortgage · Commercial Mortgage
UNITED NATIONAL BANK
Jun 23, 2025Warranty Deed, Transfer
FIRST NATIONAL BANK OF DECATUR COUN
Apr 22, 2016Warranty Deed, Transfer
Jul 10, 2014Warranty Deed, Transfer · Commercial Mortgage
UNITED NATIONAL BANK
Oct 29, 2012Warranty Deed, Transfer
Sep 17, 2006Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 23, 2025 · Amount on Record
Deed SaleJun 23, 2025 · Amount on Record
Prior SaleApr 22, 2016 · Amount on Record
Deed Book / Page962 / 44
Prior Transfer DateSep 17, 2006
Prior Transfer Doc0000641/31
Record UpdatedJun 8, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRADY GA
Property Address650 3RD ST NE, CAIRO, GA 39828-1621
Transaction TypeMortgage
Record UpdatedMay 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address650 3RD ST, CAIRO, GA 39828-1621

Mortgage

Document Number0000000846/0000000076
DateMar 18, 2019
Book Page0000000846/0000000076
Lender
NameUNITED NATIONAL BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term36 Months
DueJan 1, 2022

October 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRADY GA
Property Address650 3RD ST NE, CAIRO, GA 39828-1621
Transaction TypeMortgage
Record UpdatedMar 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000764/577
DateOct 9, 2013
Book Page764/577
Lender
NameUNITED NATIONAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term1 Months
DueNov 1, 2013

July 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRADY GA
Property Address650 3RD ST NE, CAIRO, GA 39828-1621
Transaction TypeMortgage
Record UpdatedMar 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000775/32
DateJul 10, 2014
Book Page775/32
Lender
NameCSRA LOCAL DEVELOPMENT
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueAug 1, 2034

July 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRADY GA
Property Address650 3RD ST NE, CAIRO, GA 39828-1621
Transaction TypeMortgage
Record UpdatedMar 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000775/18
DateJul 10, 2014
Book Page775/18
Lender
NameUNITED NATIONAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term13 Months
DueAug 1, 2015

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRADY GA
Recording DateJun 23, 2025
Property Address650 3RD ST NE, CAIRO, GA 39828-1621
Document Number0000962/44
Book / Page962 / 44
Instrument DateJun 23, 2025
Transaction TypeTransfer
Record UpdatedMar 9, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address650 3RD ST NE, CAIRO, GA 39828-1621

Mortgage

Document Number0000096246
DateJun 23, 2025
Instrument962/46
Lender
NameFIRST NATIONAL BANK OF DECATUR COUN
Agreement
AmountAmount Recorded
Term31 Months
DueJan 1, 2028

April 2016: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRADY GA
Recording DateApr 22, 2016
Property Address650 3RD ST NE, CAIRO, GA 39828-1621
Document Number0000802/92
Book / Page802 / 92
Instrument DateApr 22, 2016
Instrument2016-000269
Transaction TypeTransfer
Record UpdatedMar 5, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2300, THOMASVILLE, GA 31799-2300
InvestorPossibly a Property Investor

July 2014: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRADY GA
Recording DateJul 10, 2014
Property Address650 3RD ST NE, CAIRO, GA 39828-1621
Document Number00000775/3
Book / Page775 / 3
Instrument DateJul 10, 2014
Instrument2014-000461
Transaction TypeTransfer
Record UpdatedMar 5, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 22, DAWSON, GA 39842-0022

Mortgage

Document Number00000775/4
DateJul 10, 2014
Book Page775/4
Lender
NameUNITED NATIONAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueAug 1, 2034

October 2012: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRADY GA
Recording DateOct 29, 2012
Property Address650 3RD ST NE, CAIRO, GA 39828-1621
Document Number000748/471
Book / Page748 / 471
Instrument DateOct 29, 2012
Instrument2012-000881
Transaction TypeTransfer
Record UpdatedMar 5, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2584 PINE PARK RD, CAIRO, GA 39828-6709

September 2006: Deed, Transfer

Document TypeDeed
JurisdictionGRADY GA
Recording DateSep 17, 2006
Property Address650 3RD ST NE, CAIRO, GA 39828-1621
Document Number0000641/31
Book / Page641 / 31
Instrument DateSep 17, 2006
Instrument2006-001258
Transaction TypeTransfer
Record UpdatedMar 5, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 AMERICAN RD, DEARBORN, MI 48126-2701

Tax Assessment & Valuation

Source: Grady County assessment roll, as of March 5, 2026

Property Jurisdictions

TypeName
StateGeorgia
MunicipalityCairo City
CountyGrady County
Unified School DistrictGrady County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,227.00 (-22.23%)$273,266 (+1.9%) Land $33,478 Building $239,788$683,165 (+1.9%) Land $83,696 Building $599,469
2024$10,579.00 (+90.2%)$268,159 (+78.43%) Land $33,478 Building $234,681$670,398 (+78.43%) Land $83,696 Building $586,702
2023$5,562.00 (+3.31%)$150,288 (-) Land $56,964 Building $93,324$375,719 (-) Land $142,409 Building $233,310
2022$5,384.00$150,288 Land $56,964 Building $93,324$375,719 Land $142,409 Building $233,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAIRO
serves 9,637 people · EPA ID GA1310000
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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