650 3rd Ave NW, Milaca, MN 56353 Property Records

Mille Lacs County property record for 650 3rd Ave NW, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,352 sqft · built 1960
Lot Size	0.282 acres (12,299 sqft)
Owner	Individual Name on Record
Last Sale	$176,600 (Aug 2020)
Tax Bill	$3,384 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-360-0050`

Property Details

APN / Parcel Number

Primary APN	`21-360-0050`

Interior

Building Area	1,352 sqft Living Area
Basement Area	1,352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	12,299 sqft (0.282 acres)
Garage Area	836 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	650 3RD AVE NW
City	MILACA
State	MN
Zip	56353-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	& LOT 2 BLK 2
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	HIGHLAND PARK ADDITION TO MILACA
Legal Block	2
Legal Lot Number	1
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	3
Census Block	3011
Census Tract	170500

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	650 3RD AVE NW, MILACA, MN 56353-1709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Aug 6, 2020	Warranty Deed, Transfer · FHA Mortgage AXIA FINANCIAL LLC
Nov 2, 2018	Warranty Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2020 · Amount on Record
Deed Sale	Aug 6, 2020 · Amount on Record
Prior Sale	Nov 2, 2018 · Amount on Record
Deed Document Number	2020418559
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	650 3RD AVE NW, MILACA, MN 56353-1709
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A426882
Date	Sep 16, 2021
Instrument	A426882

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Aug 6, 2020
Property Address	650 3RD AVE NW, MILACA, MN 56353-1709
Document Number	A418559
Instrument Date	Jul 13, 2020
Instrument	A418559
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$582.78
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 3RD AVE NW, MILACA, MN 56353-1709

Mortgage

Document Number	A418560
Date	Aug 6, 2020
Instrument	A418560

Lender

Name	AXIA FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 2, 2018
Property Address	650 3RD AVE NW, MILACA, MN 56353-1709
Document Number	A408975
Instrument Date	Oct 19, 2018
Instrument	A408975
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Tax	$435.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	650 3RD AVE NW, MILACA, MN 56353-1709

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,384.00 (+15.26%)	$272,200 (+2.22%) Land $36,000 Building $236,200	$272,200 (+2.22%) Land $36,000 Building $236,200
2025		$266,300 (+20.28%) Land $32,000 Building $234,300	$266,300 (+20.28%) Land $32,000 Building $234,300
2023	$2,936.00	$221,400 Land $28,000 Building $193,400	$221,400 Land $28,000 Building $193,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1995–2016)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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