560 3rd Ave NW, Milaca, MN 56353 Property Records

Mille Lacs County property record for 560 3rd Ave NW, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	560 sqft · built 1920
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jul 2026)
Tax Bill	$1,654 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-025-3002`

Property Details

APN / Parcel Number

Primary APN	`21-025-3002`

Interior

Building Area	560 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	14,810 sqft (0.34 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	560 3RD AVE NW
City	MILACA
State	MN
Zip	56353-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF MILACA - SEE SURVEY COM AT NE COR OF LOT 3 BLK 1 RUM RIVER VIEW, E TO W LINE
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	RUM RIVER VIEW
Legal Block	1
Legal Lot Number	3
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	3
Census Block	3015
Census Tract	170500

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	560 3RD AVE NW, MILACA, MN 56353-1522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Personal Representative Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL
May 28, 2026	Contract Sale, Transfer
May 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Jan 15, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MTG & EQUITY CONSULT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	Jan 15, 2020 · Amount on Record
Deed Document Number	2026451828
Prior Transfer Date	Jun 3, 2013
Prior Transfer Doc	A379733
Record Updated	Oct 29, 2026

July 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jul 1, 2026
Property Address	560 3RD AVE NW, MILACA, MN 56353-1522
Document Number	0000451828
Instrument Date	Jun 23, 2026
Instrument	2026451828
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 3RD AVE NW, MILACA, MN 56353-1522

Mortgage

Document Number	0000451829,
Date	Jul 1, 2026
Instrument	2026451829

Lender

Name	AMERICAN FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	MILLE LACS MN
Recording Date	May 28, 2026
Property Address	560 3RD AVE NW, MILACA, MN 56353-1522
Document Number	0000451394
Instrument Date	May 28, 2026
Instrument	2026451394
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	560 3RD AVE NW, MILACA, MN 56353-1522
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A431454
Date	May 31, 2022
Instrument	A431454

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

Interest

Rate Type	Fixed Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jan 15, 2020
Property Address	560 3RD AVE NW, MILACA, MN 56353-1522
Document Number	A415341
Instrument Date	Jan 3, 2020
Instrument	A415341
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$251.63
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	560 3RD AVE NW, MILACA, MN 56353-1522

Mortgage

Document Number	A415342
Date	Jan 15, 2020
Instrument	A415342

Lender

Name	AMERICAN MTG & EQUITY CONSULT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,654.00 (+32.32%)	$122,900 (+2.76%) Land $36,000 Building $86,900	$122,900 (+2.76%) Land $36,000 Building $86,900
2025	$1,250.00 (+11.01%)	$119,600 (+15.67%) Land $32,000 Building $87,600	$119,600 (+15.67%) Land $32,000 Building $87,600
2023	$1,126.00	$103,400 Land $28,000 Building $75,400	$103,400 Land $28,000 Building $75,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1995–2016)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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